
TOBACCO RD, LUTZ, FL, 33558
Active167 days on marketListed Feb 7, 2026MLS #TB8473967
About this home
TOBACCO RD
Discover the immense potential of this Odessa estate, where two parcels totaling 5.77 acres create a rare, versatile canvas just minutes from Tampa. The standout feature is the vacant 2.75-acre parcel, offering a prime opportunity to build your dream home surrounded by privacy, expansive pasture, and lush Florida skies. With this parcel as the focal point, envision a custom residence tailored to your lifestyle, reimagining the landscape with your own frontage, gardens, and outdoor living spaces. Alternatively, seize the chance to leverage the full 5.77 acres by tearing down the existing structure and sprawling across the combined parcel to craft a single, unparalleled estate—complete with a pond, mature trees, and plentiful room for pools, paddocks, or future guest accommodations. The current residence sits on one of the two parcels and offers 2,372 square feet of living space across three bedrooms and three bathrooms. The home features a formal living room and formal dining room as you enter, followed by a well-appointed kitchen with quartz countertops, stainless steel appliances, and ample storage, nestled between the dining room and the family room. An oversized family room boasts a wood-burning fireplace and French doors that lead to a screened-in pool, providing a seamless flow for entertaining or everyday living. Upstairs, you’ll find the primary suite with an office/bonus room and an en-suite bath featuring his-and-hers sinks and a stand-alone shower, plus two additional guest bedrooms and a guest bathroom. A two-car attached garage adds convenience, while the outdoor oasis includes a koi pond with a waterfall, wooden decking for seating, and a screened-in pool set on expansive land. Additional outbuildings include a two-car carport and extra storage sheds. With the second parcel offering endless potential, this property invites you to design, build, and live your vision in a highly desirable location near the Veterans Expressway, granting easy access to all of Tampa.
Facts & features
The home at a glance
5.77 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,766 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,766/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 203% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near TOBACCO RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
11332 SYLVAN GREEN LANE · same community
1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Dec ’25$130,000
12036 BULLFROG CREEK ROAD · same community
2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TOBACCO RD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TOBACCO RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
TOBACCO RD FAQs
What would the monthly payment be for TOBACCO RD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,766/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TOBACCO RD?+
The most recent tax bill on record (2025) was $11,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $1,149,900, this home is listed about 135% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to TOBACCO RD?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,149,900 runs 203% above the LUTZ 33558 median.
02Time on market is leverage
167 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,299,900, now $1,149,900 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · William Lolly. MLS #TB8473967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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