
3411 W BAY AVENUE, TAMPA, FL, 33611
Active181 days on marketListed Feb 14, 2026MLS #TB8473278
About this home
3411 W BAY AVENUE
For the buyer who values character over commonplace, this authentic 1925 South Tampa bungalow offers a rare opportunity to own a home where nearly a century of architectural personality has been thoughtfully preserved. Original oak hardwood floors, high ceilings, original windows, crystal doorknobs with brass hardware, built-in bookshelves and a wood-burning fireplace with gas logs reflect the craftsmanship of another era. The vintage character continues into the eat-in kitchen with original wood cabinetry and hutch, gas cooking and an enamel-top table, while the Florida room is filled with charm and natural light. Outside, a rustic arbor, picket fence and lush landscaping create an inviting first impression. The fully fenced backyard feels like a private garden retreat, with a covered rear porch, brick steps, pergola-covered deck, Edison lighting and firepit seating area. Tucked behind the main home is a beautifully designed detached accessory structure with approximately 200 heated square feet plus a loft. Thoughtfully created to complement the bungalow, this unique flex space features real wood floors, a full bath, loft area with additional workspace, stackable washer/dryer and retro-style refrigerator—an exceptional setting for a home office, studio, creative space or other use permitted by the City of Tampa. Important improvements include a 2023 HVAC system, gas tankless water heater serving both structures, updated subflooring, piers and foundation timbers, recently repainted exteriors with high-quality UV-resistant paint, and newer awnings. Located in a non-flood hazard zone in South Tampa, with convenient access to MacDill AFB, Bayshore Boulevard, Downtown Tampa, Hyde Park Village, Davis Islands, Ybor City, parks, cafés and shopping, plus easy access to St. Petersburg via the Gandy Bridge. Not a cookie-cutter renovation. Not a reproduction. This is the real thing; a 1925 bungalow filled with warmth, history and individuality, ready for its next steward to act as the current author of a continuous story that started over a century ago.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,244
Sqft
0.16 ac
Lot size
1925
Year built
One
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.2%
$/sqft vs Tampa actives
$414 vs $299
Days on market
181 vs 43 typical
Where $414/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3411 W BAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$490,000
3320 W IOWA AVENUE · same community
3 bd · 2 ba · 1,240 sqft · $395/sqft · 22 DOM
Sold · May ’26$385,000
3605 W IOWA AVENUE · same community
3 bd · 2 ba · 1,007 sqft · $382/sqft · 7 DOM
Sold · Mar ’26$565,000
3608 W OKLAHOMA AVENUE · same community
3 bd · 3 ba · 1,660 sqft · $340/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3411 W BAY AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3411 W BAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3411 W BAY AVENUE FAQs
What would the monthly payment be for 3411 W BAY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,480/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3411 W BAY AVENUE?+
The most recent tax bill on record (2025) was $730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3411 W BAY AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $515,000, this home is listed about 14% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3411 W BAY AVENUE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$515,000 runs 26% above the TAMPA 33611 median.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
181 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $575,000, now $515,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Connie Dichtas. MLS #TB8473278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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