13401 NEPTUNE DRIVE, HUDSON, FL, 34667
Active180 days on marketListed Jan 25, 2026MLS #TB8468520
About this home
13401 NEPTUNE DRIVE
******BACK ON THE MARKET******* 2.25 Assumable VA Mortgage! Move-In Ready Waterfront Home — Boater’s Paradise at 13401 Neptune Dr, Hudson, FL! Welcome to your dream home on the water! This beautifully updated 3-bedroom, 2-bath move-in ready waterfront home features an open floor plan and low-maintenance tile flooring throughout — no carpet! The fully updated kitchen is a showstopper, complete with solid wood cabinets, quartz countertops, pot filler, vent hood, double oven, and brand-new stainless-steel appliances. A dedicated dining room provides the perfect space for family meals or entertaining guests. The spacious master suite offers private access to the screened lanai where you can soak in gorgeous sunsets. The luxurious master bathroom features dual sinks and modern updates. Freshly painted inside and out, this home also boasts a new A/C, a 3-year-old roof, updated plumbing, all-new ceiling fans, and PVC fencing surrounding the property for added privacy. Boaters will fall in love with the 10-year-old seawall, two docks (one equipped with a swim ladder), and a 9-year-old electric boat lift that can accommodate a 30+ foot boat. Whether you're looking for a full-time residence or a weekend getaway, this boater’s paradise has it all. Bring your boat and start living the ultimate Florida lifestyle today! No HOA or CDD!! WILL CONSIDER LEASE TO OWN OFFERS
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.25 ac
Lot size
1
Garage
1963
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.6%
$/sqft vs Hudson actives
$271 vs $197
Days on market
180 vs 42 typical
Where $271/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
193 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13401 NEPTUNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
13400 NEPTUNE DRIVE · same community
2 bd · 2 ba · 1,049 sqft · $310/sqft · 56 DOM
Sold · Dec ’25$250,000
13404 NEPTUNE DRIVE · same community
2 bd · 1 ba · 1,010 sqft · $248/sqft · 70 DOM
Sold · Aug ’25$232,000
7412 BELLOWS FALLS LANE
3 bd · 2 ba · 1,464 sqft · $158/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13401 NEPTUNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13401 NEPTUNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
13401 NEPTUNE DRIVE FAQs
What would the monthly payment be for 13401 NEPTUNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13401 NEPTUNE DRIVE?+
The most recent tax bill on record (2024) was $2,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $390,000, this home is listed about 18% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13401 NEPTUNE DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$390,000 runs 39% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
180 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $419,900, now $390,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALNET FLORIDA REAL ESTATE · Dominic Palermiti. MLS #TB8468520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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