
6020 MIDNIGHT PASS ROAD UNIT 45, SARASOTA, FL, 34242
Active195 days on marketListed Jan 22, 2026MLS #TB8467678
About this home
6020 MIDNIGHT PASS ROAD UNIT 45
Villa 45 at Aloha Kai is a light-filled coastal retreat featuring an updated kitchen that perfectly complements its bright, beachy furnishings. Whether you prefer a refreshing swim in the Gulf of Mexico or a relaxing afternoon by the pool, the choice is yours. With a king bed and two twin beds, this villa comfortably accommodates guests, making it ideal for a family visit. The front porch and back patio extend your living space, offering the perfect spots to unwind and soak in the island atmosphere. Located on Siesta Key, a popular barrier island on Florida’s West Coast, Aloha Kai is a family-friendly, gated resort community nestled in the heart of Crescent Beach—rated the number one beach in the continental United States. Known for its powdery white quartz sand and emerald-green waters, Siesta Key is one of Florida’s premier vacation destinations. The stunning three-mile stretch of Crescent Beach and the clear waters of the Gulf of Mexico enchant even the most seasoned travelers, providing the perfect backdrop for soul-soothing walks and breathtaking sunsets. Aloha Kai invites you to embrace the laid-back beach lifestyle—whether you’re lounging under shaded pavilions or enjoying the largest pool on Siesta Key.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
780
Sqft
6.22 ac
Lot size
1964
Year built
One
Levels
$11
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sarasota actives
$11 vs $344
Days on market
195 vs 61 typical
Where $11/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
The numbers that matter
The Sarasota market
$475K → $500K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 6020 MIDNIGHT PASS ROAD UNIT 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
6020 MIDNIGHT PASS ROAD UNIT 42 · same community
1 bd · 1 ba · 672 sqft · $670/sqft · 216 DOM
Sold · May ’26$655,000
1054 SUN N SEA DRIVE UNIT 106
2 bd · 2 ba · 800 sqft · $819/sqft · 9 DOM
Sold · Dec ’25$659,000
1020 SUN N SEA DRIVE UNIT 104B
2 bd · 2 ba · 752 sqft · $876/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6020 MIDNIGHT PASS ROAD UNIT 45 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6020 MIDNIGHT PASS ROAD UNIT 45 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
6020 MIDNIGHT PASS ROAD UNIT 45 FAQs
What would the monthly payment be for 6020 MIDNIGHT PASS ROAD UNIT 45?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $221/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6020 MIDNIGHT PASS ROAD UNIT 45?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $8,370, this home is listed about 99% below the Sarasota median of $574,945. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the SARASOTA 34242 market on paper
$8,370 is 98% below the SARASOTA 34242 median of $477,500, and at $11/sqft it sits under the Sarasota average of $497.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
195 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of DESTINATION FLORIDA RENTALS & REAL ESTATE · Heather Sutter. MLS #TB8467678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 6020 MIDNIGHT PASS ROAD UNIT 45 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →


