913 MICHELE CIRCLE, DUNEDIN, FL, 34698
Active187 days on marketListed Jan 15, 2026MLS #TB8465082
About this home
913 MICHELE CIRCLE
Virtually Staged. Priced reduced! Seller's motivated, moving out of state and willing to consider all offers! Step into a beautifully maintained home filled with thoughtful upgrades, featuring neutral tones, carpeted living areas, and elegant ceramic tile in the walkways. Volume ceilings with crown molding add sophistication, while southern and eastern windows include energy efficiency. The spacious formal dining room showcases a stunning chandelier, and the custom gourmet kitchen offers abundant cherry cabinetry, generous pantry space, a glass-top range, double oven, and breakfast bar. An updated bathroom and a builder-enclosed Florida room provide additional heated living space, with sliders leading to a large screened-in patio. Additional highlights include a large finished attic with wide staircase, interior laundry room, water softener, new washer/dryer, motion-detector security system, built-in pest defense tubing, ceiling fans with lights, foyer light sensor for added convenience, and a garage equipped with work shelves and a new door opener—making this home a perfect blend of comfort, style, and beautiful upgrades. Some minor cosmetic updates needed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,970
Sqft
0.25 ac
Lot size
2
Garage
2000
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,074 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,074/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs Dunedin actives
$287 vs $296
Days on market
187 vs 51 typical
Where $287/sqft sits among the 265 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Virginia Crossing.
Get to know Dunedin. See the full Dunedin guide →
Virginia Crossing. — neighborhood snapshot
Population
419
Median age
59
Median income
$66,196
Median home value
$421,900
Avg household
2
Households w/ children
29%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
150 of 265
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 913 MICHELE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$660,000
1154 SARAH COURT · same community
3 bd · 2 ba · 1,999 sqft · $330/sqft · 1 DOM
Sold · Feb ’26$599,000
917 MICHELE CIRCLE · same community
3 bd · 2 ba · 1,935 sqft · $310/sqft · 14 DOM
Sold · Aug ’25$635,000
1129 HALEY LANE · same community
3 bd · 2 ba · 1,913 sqft · $332/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 913 MICHELE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 913 MICHELE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
913 MICHELE CIRCLE FAQs
What would the monthly payment be for 913 MICHELE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,074/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 913 MICHELE CIRCLE?+
The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 913 MICHELE CIRCLE?+
The most recent tax bill on record (2024) was $3,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 913 MICHELE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $564,900, this home is listed about 42% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 913 MICHELE CIRCLE?+
Dunedin High School (high), Dunedin Highland Middle School (middle), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$564,900 runs 90% above the DUNEDIN 34698 median — but at 1,970 sqft it's also 67% larger than the typical Dunedin listing.
02Time on market is leverage
187 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin High School, Dunedin Highland Middle School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $649,900, now $564,900 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HIGH POINT REALTY INC · Rod Griffin. MLS #TB8465082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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