4750 COVE CIRCLE UNIT 605, ST PETERSBURG, FL, 33708
Active214 days on marketListed Jan 9, 2026MLS #TB8462376
About this home
4750 COVE CIRCLE UNIT 605
**Sellers Welcome Your Offer!** Experience the ultimate Florida waterfront lifestyle from this beautifully updated, move-in-ready 6th-floor condo with breathtaking panoramic views of the Intracoastal Waterway and the Gulf of Mexico. Enjoy unforgettable sunsets and watch dolphins, manatees, pelicans, passing boats, holiday boat parades, and spectacular 4th of July fireworks—all from the comfort of your own home. Located in the highly sought-after Lexington Building within the gated Sea Towers 55+ waterfront community, this spacious 1-bedroom, 1-bath residence includes a versatile sunroom that can easily serve as a guest room, home office, hobby room, or peaceful retreat while taking in the incredible water views. A covered carport is included. Designed for comfortable coastal living, the open kitchen overlooks the water and features wood cabinetry, granite countertops, recessed lighting, and stainless steel appliances. The updated bathroom offers a modern vanity, walk-in shower, and updated toilet. Additional improvements include laminate flooring throughout, fresh interior paint, custom solar blinds, a 2024 HVAC system with UV light, 2018 water heater, 2023 electrical panel, and hurricane shutters for year-round peace of mind. The Lexington Building is exceptionally maintained with a freshly painted exterior and modernized elevators. Even better, the Sea Towers marina is being revitalized, creating an exciting opportunity for owners to purchase a boat slip as availability permits. Sea Towers is one of Pinellas County's premier gated waterfront 55+ communities, offering an active, resort-style lifestyle with two heated pools, tennis courts, pickleball courts, fishing piers, shuffleboard, a putting green, clubhouse, fitness activities, social clubs, planned events, EV charging stations, and beautifully maintained waterfront grounds. Perfectly situated just minutes from Madeira Beach, Redington Beach, and the Gulf of Mexico, you'll enjoy easy access to waterfront restaurants, shopping, Publix, Seminole City Center, John's Pass Village, parks, entertainment, and endless outdoor recreation. Whether you're searching for a year-round residence, winter retreat, or waterfront investment in one of the area's most desirable active adult communities, this exceptional condo truly has it all. **Schedule your private showing today and start living the Florida waterfront lifestyle you've always dreamed of!**
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
810
Sqft
1970
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,641 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,641/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.8%
$/sqft vs St Petersburg actives
$267 vs $336
Days on market
214 vs 57 typical
Where $267/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4750 COVE CIRCLE UNIT 605
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$144,000
4750 COVE CIRCLE UNIT 304 · same community
1 bd · 1 ba · 810 sqft · $178/sqft · 44 DOM
Sold · Jul ’26$215,000
4750 COVE CIRCLE UNIT 303 · same community
2 bd · 2 ba · 1,045 sqft · $206/sqft · 44 DOM
Sold · May ’26$244,900
4750 COVE CIRCLE UNIT 107 · same community
2 bd · 2 ba · 1,045 sqft · $234/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4750 COVE CIRCLE UNIT 605 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4750 COVE CIRCLE UNIT 605 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4750 COVE CIRCLE UNIT 605 FAQs
What would the monthly payment be for 4750 COVE CIRCLE UNIT 605?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,641/mo — principal and interest, the actual property-tax bill, the $796/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4750 COVE CIRCLE UNIT 605?+
The association fee works out to $796 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4750 COVE CIRCLE UNIT 605?+
The most recent tax bill on record (2024) was $3,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4750 COVE CIRCLE UNIT 605?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $215,900, this home is listed about 50% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4750 COVE CIRCLE UNIT 605?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33708 market on paper
$215,900 is 52% below the ST PETERSBURG 33708 median of $450,000, and at $267/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $796/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
214 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Caroleanne Vorac. MLS #TB8462376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4750 COVE CIRCLE UNIT 605 but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →