12593 PALAPA LOOP, SPRING HILL, FL, 34610
Active196 days on marketListed Jan 6, 2026MLS #TB8460807
About this home
12593 PALAPA LOOP
Welcome to a beautifully upgraded 4-bedroom, 3-bath home for sale in the highly desirable Talavera. While technically located in Spring Hill, this home offers the convenience buyers seek with close proximity to Land O’ Lakes, making it ideal for commuters and those looking for newer homes near Tampa. This spacious, move-in ready home features an open-concept floor plan, perfect for modern Florida living. With three full bathrooms, this property is ideal for large families. The luxury primary suite offers a spa-like bathroom retreat, providing comfort and privacy after a long day. The heart of the home is the open kitchen with stainless steel appliances, a large center island with seating, ample cabinetry, and a walk-in pantry—a must-have for buyers searching for homes with open kitchens and entertaining space. The kitchen flows seamlessly into a bright living and dining area, making this home perfect for gatherings and everyday living. Located in Talavera, one of Pasco County’s most popular master-planned communities, residents enjoy resort-style amenities including a community pool, clubhouse, playgrounds, parks, and walking trails. This home is also conveniently situated near shopping, dining, top-rated schools, and offers quick access to the Suncoast Parkway, making commutes to Tampa, Tampa International Airport, and Tampa Bay beaches fast and easy.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,493
Sqft
0.18 ac
Lot size
3
Garage
2019
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs Spring Hill actives
$164 vs $193
Days on market
196 vs 29 typical
Where $164/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12593 PALAPA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$460,000
12420 BRICK COBBLESTONE DRIVE · same community
4 bd · 3 ba · 2,499 sqft · $184/sqft · 90 DOM
Sold · Jul ’26$535,000
18503 CORTES CREEK BOULEVARD · same community
4 bd · 2.5 ba · 2,658 sqft · $201/sqft · 2 DOM
Sold · Mar ’26$416,000
18657 OBREGAN DRIVE · same community
4 bd · 3 ba · 2,313 sqft · $180/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12593 PALAPA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12593 PALAPA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
12593 PALAPA LOOP FAQs
What would the monthly payment be for 12593 PALAPA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,340/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12593 PALAPA LOOP?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12593 PALAPA LOOP?+
The most recent tax bill on record (2024) was $6,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12593 PALAPA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $410,000, this home is listed about 19% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12593 PALAPA LOOP?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Chandler Hallwood. MLS #TB8460807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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