3944 49TH AVENUE S, ST PETERSBURG, FL, 33711
Active234 days on marketListed Dec 23, 2025MLS #TB8458588
About this home
3944 49TH AVENUE S
Updated Tropical Retreat in Desirable Maximo Moorings. Welcome to this beautifully renovated 4-bedroom, 2-bath home with a flexible 5th room—ideal for a home office, guest suite, or playroom—set on an oversized, lushly landscaped lot on one of Maximo Moorings’ most sought-after streets. This property perfectly blends space, style, and the relaxed Florida lifestyle. Inside, luxury vinyl plank flooring, fresh paint, upgraded lighting, and charming beadboard wainscoting create a warm, cohesive feel throughout. The remodeled galley kitchen features shaker cabinetry, butcher block countertops, stainless steel appliances, a gas range, and a modern brick backsplash. At the heart of the home, the spacious family room showcases a tiled wood-burning fireplace and opens to a full-length, terracotta-tiled screened lanai—ideal for dining, entertaining, or relaxing. The primary suite offers a walk-in closet, step-in tub, and private access to a screened courtyard with a tranquil koi pond. Two guest bedrooms and the bonus room open to the sunroom and pool area, providing a flexible layout well-suited for multi-generational living, guests, or rental potential. Step outside to a private backyard oasis featuring a caged in-ground pool with a new pump, mature tropical landscaping, and a fully fenced yard with room to add an outdoor kitchen, fire pit, or lounge area. Notable upgrades include a new roof, updated bathrooms, updated plumbing, full-house natural gas generator, and a spacious laundry area with new washer and new gas dryer and added storage. Natural gas appliances—including water heater, range, dryer and gas central heat—provide efficiency, comfort and peace of mind. New AC 4/16/26! Located minutes from Maximo Marina, the Sunshine Skyway Bridge, Isla del Sol Yacht & Golf Club, Gulf beaches, waterfront dining, the Pinellas Trail, and vibrant downtown St. Petersburg. Spacious, updated, and ideally located—this is Florida living at its best. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,936
Sqft
0.23 ac
Lot size
1959
Year built
One
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,325 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,325/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.2%
$/sqft vs MAXIMO MOORINGS
$336 vs $654
Days on market
234 vs 58 typical
Where $336/sqft sits among the 8 homes for sale in MAXIMO MOORINGS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maximo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Maximo — neighborhood snapshot
Population
509
Median age
49
Median income
$128,329
Median home value
$560,889
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 8
MAXIMO MOORINGS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3944 49TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$524,900
5198 40TH STREET S · same community
3 bd · 2 ba · 1,998 sqft · $263/sqft · 2 DOM
Sold · Jul ’26$650,000
5083 41ST STREET S · same community
2 bd · 2 ba · 1,843 sqft · $353/sqft · 2 DOM
Sold · Nov ’25$1,050,000
4464 46TH AVENUE S · same community
3 bd · 2 ba · 2,108 sqft · $498/sqft · 244 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3944 49TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3944 49TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3944 49TH AVENUE S FAQs
What would the monthly payment be for 3944 49TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3944 49TH AVENUE S?+
The most recent tax bill on record (2024) was $4,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3944 49TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $649,800, this home is listed about 49% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3944 49TH AVENUE S?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,800 runs 106% above the ST PETERSBURG 33711 median — but at 1,936 sqft it's also 44% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
234 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $668,700, now $649,800 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Scott Howell. MLS #TB8458588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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