Kat Bonelli
Mixed Use

Commercial Sale · Mixed Use

$450,000$570,000952 sq ft$473 /sq ft0.96 acres

105 S SAINT CLOUD AVENUE, VALRICO, FL, 33594

Active215 days on marketListed Dec 31, 2025MLS #TB8456781

About this property

The property at a glance

**Price Improvement!** Exceptional opportunity to own a nearly one-acre, multipurpose property zoned Business Professional Office—ready for you to establish or expand your business. Ideally located just south of the SR-60 and St. Cloud Avenue intersection, this prime site offers excellent visibility and accessibility from all directions. The property also presents strong income-producing potential. A single-family residence is currently on site, with the ability to add or build additional income-generating units toward the rear of the property (buyer to verify). Live where you work or utilize the property for office or investment purposes. The updated main residence features two bedrooms, one full bathroom, an updated kitchen, and a combined living area. Durable plank tile flooring runs throughout the home. A separate storage unit adjacent to the house contains the washer and dryer. Tesla charging station included. This versatile property offers endless possibilities—income production, professional office space, or a private residence in a highly desirable location. The site is served by county water, with an existing well for irrigation. A rare opportunity in a prime, high-traffic area.

952

Building sq ft

$473

Price / sq ft

0.96

Lot acres

1961

Year built

3

Buildings

BPO

Zoning

Mixed Use

Property type

Building size952 sq ft
Lot size0.96 acres
Year built1961
Buildings3
ZoningBPO
ParkingOther
ConstructionBlock
CoolingCentral Air · Wall/Window Unit(s)
HeatingElectric
UtilitiesBB/HS Internet Capable · Electricity Available · Public · Water Connected
Annual taxes$4,728

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $112,500
Interest rate6.00%
Loan term

Estimated payment

$2,577/mo

Principal & interest$2,023
Property taxes (actual bill)$394
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Kat to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

38,000vehicles / day · 2025S Valrico Rd to S Dover Rd · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

WawaGrocery0.1 mi
SweetbayGrocery0.4 mi
Winn-DixieGrocery0.4 mi
Steak 'n ShakeRestaurant0.4 mi
Circle KGrocery0.5 mi
Dunkin'Restaurant0.5 mi
Hungry Howie'sRestaurant0.5 mi
Dunkin'Restaurant0.8 mi
Taco BellRestaurant0.9 mi
Burger KingRestaurant0.9 mi
7-ElevenGrocery1 mi
CVS PharmacyBank1 mi
WalgreensBank1 mi

Business data © OpenStreetMap contributors

Recent sales

What actually sold near 105 S SAINT CLOUD AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

3619 LITHIA PINECREST ROAD

$42,000

3619 LITHIA PINECREST ROAD

2,112 sqft · $20/sqft · Sold May 22, 2025

2801 E SR 60 HIGHWAY

$550,000

2801 E SR 60 HIGHWAY

3,160 sqft · $174/sqft · Sold Jul 8, 2025

113 S VALRICO ROAD

$946,000

113 S VALRICO ROAD

6,016 sqft · $157/sqft · Sold May 9, 2025

Your team

The pros in your corner

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 105 S SAINT CLOUD AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 105 S SAINT CLOUD AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Listing courtesy of EATON REALTY · Chanelle Brennan. MLS #TB8456781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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