12510 FOREST HILLS DRIVE, TAMPA, FL, 33612
Active262 days on marketListed Nov 19, 2025MLS #TB8449618
About this home
12510 FOREST HILLS DRIVE
Virtually Staged. HUGE price improvement! ENJOY LAKEFRONT LIVING on beautiful Pine Lake! This spacious 4-bedroom, 3-bath home with over 2,900 sq.ft. offers big water views, incredible outdoor living, and a unique blend of original 1940s charm with a major modern addition completed around 2005. Step inside and enjoy wide-open lake views the moment you enter the large living room—complete with exposed wood beams, a wood-burning fireplace, and three sets of sliders that fill the home with natural light and lead out to a screened porch and wood deck overlooking the lake. If you love time on the water, Pine Lake is perfect for fishing, kayaking, canoeing, and relaxing sunsets right from your own backyard. The kitchen is equipped with both gas and electric ranges, a large prep area, a dishwasher, and stainless-steel refrigerator—ideal for cooking and hosting. The dining room features beautiful wood floors and flows easily to the kitchen, breakfast nook, and living room for a warm and inviting layout. This home offers excellent flexibility with three A/C systems (including two mini-splits) to help manage comfort throughout the year. The upstairs primary suite is a true retreat, featuring cathedral ceilings, big windows that bring the outdoors in, spa tub, and a private screened balcony—a perfect spot for morning coffee with a peaceful lake view. Storage is never an issue here! You’ll find a large three-car garage, plus extra yard space for your trailers, small boat, or toys. Enjoy a fantastic central location near Babe Zaharias Golf Course, local lakes, parks, and easy access to Dale Mabry Highway and I-275 for quick trips to major employment hubs, shopping, dining, and everyday conveniences. This is your chance to make lakefront living a part of your daily life. Bring your personal finishing touches and make this Tampa lakefront paradise your own! Drone video link.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,916
Sqft
0.26 ac
Lot size
3
Garage
1948
Year built
Multi/Split
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,673 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,673/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs TAMPAS NORTH SIDE CNTRY CL
$171 vs $289
Days on market
262 vs 42 typical
Where $171/sqft sits among the 11 homes for sale in TAMPAS NORTH SIDE CNTRY CL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 11
TAMPAS NORTH SIDE CNTRY CL have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12510 FOREST HILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$439,900
1357 ECKLES DRIVE · same community
4 bd · 2 ba · 2,135 sqft · $206/sqft · 33 DOM
Sold · Dec ’25$495,000
1113 S PINE LAKE DRIVE · same community
3 bd · 3 ba · 2,100 sqft · $236/sqft · 4 DOM
Sold · Oct ’25$545,000
2019 N VILLAGE AVENUE · same community
3 bd · 2.5 ba · 2,066 sqft · $264/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12510 FOREST HILLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12510 FOREST HILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
12510 FOREST HILLS DRIVE FAQs
What would the monthly payment be for 12510 FOREST HILLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12510 FOREST HILLS DRIVE?+
The most recent tax bill on record (2024) was $4,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $499,900, this home is listed about 11% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12510 FOREST HILLS DRIVE?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,900 runs 56% above the TAMPA 33612 median — but at 2,916 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
262 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $590,000, now $499,900 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIRST QUALITY PROPERTIES · Mark Cravens. MLS #TB8449618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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