114 EAGLE SUMMIT DRIVE, RUSKIN, FL, 33570
Active261 days on marketListed Nov 3, 2025MLS #TB8443110
About this home
114 EAGLE SUMMIT DRIVE
Short Sale. Welcome to 114 Eagle Summit Drive — a warm and inviting 3-bedroom, 2-bath home nestled in the charming River Bend West community of Ruskin, FL. This move-in-ready gem offers curb appeal galore with a welcoming front entry, open floor plan, and abundant natural light throughout. You'll love the modern vinyl plank flooring, stainless steel high-efficiency appliances, and light cabinetry with elegant crown molding — all blending beautifully to create a bright, cheerful kitchen space. The spacious primary suite is your private retreat, featuring a large walk-in closet and a spa-like ensuite with dual vanities and a walk-in shower. Two guest bedrooms are thoughtfully placed on the opposite side of the home for added privacy. A smartly positioned laundry/mudroom between the kitchen and garage adds everyday convenience. Step outside to enjoy your fully fenced backyard — perfect for relaxing, entertaining, or letting pets play freely, including a shed storage. River Bend West offers incredible amenities including a resort-style pool, playground, dog park, and waterfront fire pit gathering area — all designed for a laid-back Florida lifestyle. Located in a NO flood zone, with quick access to I-75, US-41, downtown Tampa, St. Pete, and the award-winning Gulf beaches. Enjoy peaceful suburban living with city conveniences just minutes away.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,492
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,632 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,632/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Ruskin actives
$198 vs $178
Days on market
261 vs 51 typical
Where $198/sqft sits among the 287 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
160 of 287
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 EAGLE SUMMIT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$314,900
119 EAGLE SUMMIT DRIVE · same community
3 bd · 2 ba · 1,553 sqft · $203/sqft · 28 DOM
Sold · Apr ’26$313,000
134 EAGLE SUMMIT DRIVE · same community
4 bd · 2 ba · 1,710 sqft · $183/sqft · 49 DOM
Sold · Jun ’26$295,000
105 BLUE ALICE SPRING COURT
3 bd · 2 ba · 1,542 sqft · $191/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 114 EAGLE SUMMIT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 EAGLE SUMMIT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
114 EAGLE SUMMIT DRIVE FAQs
What would the monthly payment be for 114 EAGLE SUMMIT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,632/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 114 EAGLE SUMMIT DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 114 EAGLE SUMMIT DRIVE?+
The most recent tax bill on record (2024) was $6,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 EAGLE SUMMIT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $295,000, this home is listed about 16% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 114 EAGLE SUMMIT DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$295,000 is 12% below the RUSKIN 33570 median of $335,450, and at $198/sqft it sits under the Ruskin average of $221.
02Time on market is leverage
261 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $340,000, now $295,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · WANDY GARCIA, X LLC. MLS #TB8443110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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