10339 SE 179TH STREET, SUMMERFIELD, FL, 34491
Active282 days on marketListed Oct 30, 2025MLS #TB8442771
About this home
10339 SE 179TH STREET
Your Next Adventure Awaits in Spruce Creek South! Welcome home to Spruce Creek South, a vibrant, securely gated 55+ community in sunny Summerfield, FL. This well-maintained 2-bedroom, 2-bath residence sits on a desirable oversized 1/4-acre lot and offers the space, privacy, and updates that make everyday living easy and enjoyable. The backyard is fully fenced, creating a private outdoor retreat with room to relax, garden, or let pets roam safely. Inside, you’ll find a bright and open living room that flows seamlessly into the dedicated dining area just off the kitchen, creating a comfortable layout for entertaining or enjoying quiet evenings at home. The primary suite features a walk-in closet and private bath, while the secondary bedroom and full guest bath provide ideal space for visitors. One of the standout features of this home is the added living space with a beautiful sunroom and a relaxing covered lanai—perfect for morning coffee, afternoon reading, or evening cocktails. Practical upgrades add even more value, including a 4-year-old roof and newer AC for peace of mind. The extended driveway offers extra parking, and the oversized main garage plus a separate golf cart garage provide exceptional storage and flexibility. A cozy front porch adds even more charm and space to unwind. This is more than just a home—it’s a lifestyle. Spruce Creek South is known for its 24/7 manned gate and legal golf cart access across US-441 to restaurants, shopping, medical offices, and daily conveniences. You’re also just minutes from The Villages, offering even more dining, entertainment, and recreation options. Residents enjoy outstanding amenities including a resort-style pool and spa, an 18-hole golf course with pro shop and on-site restaurant, a massive clubhouse with fitness center, saunas, full kitchen, and entertainment stage, along with RV and boat storage, softball field, game rooms, and a wide variety of clubs and social events. Everything you need is here. All that’s missing is you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.25 ac
Lot size
1
Garage
1991
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,770 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,770/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Summerfield actives
$192 vs $190
Days on market
282 vs 51 typical
Where $192/sqft sits among the 346 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
168 of 346
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10339 SE 179TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$188,000
10525 SE 178TH STREET · same community
2 bd · 2 ba · 1,008 sqft · $187/sqft · 65 DOM
Sold · Oct ’25$295,000
1244 CARVELLO DRIVE
2 bd · 2 ba · 1,099 sqft · $268/sqft · 9 DOM
Sold · Apr ’26$230,000
2815 BARBOZA DRIVE
2 bd · 2 ba · 1,121 sqft · $205/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10339 SE 179TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10339 SE 179TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
10339 SE 179TH STREET FAQs
What would the monthly payment be for 10339 SE 179TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,770/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10339 SE 179TH STREET?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10339 SE 179TH STREET?+
The most recent tax bill on record (2024) was $2,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10339 SE 179TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $194,000, this home is listed about 33% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10339 SE 179TH STREET?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SUMMERFIELD 34491 market on paper
$194,000 is 29% below the SUMMERFIELD 34491 median of $275,000, and at $192/sqft it sits under the Summerfield average of $247.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
282 days on market against a Summerfield median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $209,000, now $194,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Tony Baroni. MLS #TB8442771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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