5820 N CHURCH AVENUE UNIT 348, TAMPA, FL, 33614
Active289 days on marketListed Nov 3, 2025MLS #TB8441929
About this home
5820 N CHURCH AVENUE UNIT 348
Experience resort-style living in this beautifully appointed 2-bedroom, 2-bath condo in the gated community of the Tampa Racquet Club, nestled in north Tampa just off Dale Mabry. Walk into an open living/dining area, sliding glass door opening to a private balcony overlooking the tennis court and lake view. Your morning coffee spot and evening unwind zone. The kitchen features modern cabinets and counters, new Stanley steel appliances. Both bedrooms have a spacious walk-in closet, and both bathrooms are completely updated. Residents enjoy elevator access. secure gated entry and full suite of amenities: Olympic-size pool, tennis, racquetball. basketball court, outdoor grill. clubhouse with recreation rooms. Minutes to Tampa International Airport, major highways, shopping, dining, and all that the Tampa Bay area offers. Move-in ready and waiting for you, schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,094
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.7%
$/sqft vs Tampa actives
$128 vs $301
Days on market
289 vs 43 typical
Where $128/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinecrest West Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Pinecrest West Park — neighborhood snapshot
Population
12,314
Median age
46
Median income
$58,704
Median home value
$244,462
Avg household
3
Households w/ children
1,166
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
234 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5820 N CHURCH AVENUE UNIT 348
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$103,000
5820 N CHURCH AVENUE UNIT 346 · same community
2 bd · 2 ba · 1,094 sqft · $94/sqft · 41 DOM
Sold · May ’26$117,500
5820 N CHURCH AVENUE UNIT 446 · same community
3 bd · 2.5 ba · 1,296 sqft · $91/sqft · 7 DOM
Sold · Sep ’25$105,000
5820 N CHURCH AVENUE UNIT 463 · same community
2 bd · 1 ba · 783 sqft · $134/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5820 N CHURCH AVENUE UNIT 348 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5820 N CHURCH AVENUE UNIT 348 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5820 N CHURCH AVENUE UNIT 348 FAQs
What would the monthly payment be for 5820 N CHURCH AVENUE UNIT 348?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,827/mo — principal and interest, the actual property-tax bill, the $714/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5820 N CHURCH AVENUE UNIT 348?+
The association fee works out to $714 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5820 N CHURCH AVENUE UNIT 348?+
The most recent tax bill on record (2024) was $816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5820 N CHURCH AVENUE UNIT 348?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $139,900, this home is listed about 69% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5820 N CHURCH AVENUE UNIT 348?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33614 market on paper
$139,900 is 30% below the TAMPA 33614 median of $200,000, and at $128/sqft it sits under the Tampa average of $346.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $714/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
289 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $145,000, now $139,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INTEGRITY REAL PROPERTIES,IN · Magda Perez. MLS #TB8441929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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