318 NW SHOREVIEW DRIVE, PORT ST LUCIE, FL, 34986
Active322 days on marketListed Sep 26, 2025MLS #TB8431935
About this home
318 NW SHOREVIEW DRIVE
<LOW-RATE SUBJECT-TO DEAL ONLY><MOTIVATED SELLER> <PRICED FAR BELOW 2022 SALES PRICE> <LAST PRICE REDUCTION> UNBEATABLE VALUE!! Welcome to this spacious 3 bedroom, 2 bath home in the coveted Cascades at St. Lucie West- one of Port St. Lucie’s premier 55+ resort-style communities. Among the larger homes in the neighborhood, it sits on a wide driveway with a two-car garage, mature palms, with manicured hedges and mature landscaping that give the home great curb appeal. Inside, elegant double glass entry doors open to a bright foyer with soaring ceilings, tiled floors, and arched architectural details. The open layout flows seamlessly from the living room into the heart of the home: a beautifully updated kitchen with white cabinetry, quartz countertops, stainless steel appliances including a gas range and French door refrigerator, and a spacious center island with breakfast bar seating. Recessed lighting and the open design make this space ideal for entertaining, while the adjacent living and dining areas lead directly to a large screened-in lanai. Outfitted with a ceiling fan, privacy screen, and plenty of room for both dining and lounging, this outdoor retreat overlooks a lush greenbelt and nearby lakes. It is the perfect setting to enjoy Florida living year-round, with sliding glass doors that create a seamless transition between indoor and outdoor spaces and allow natural light to flow into the home. The primary suite offers dual vanities, a dressing counter, soaking tub, walk-in shower, and a hallway of mirrored closets. Two additional bedrooms provide space for guests or an office, with tile flooring in main areas and carpet in bedrooms. A spacious two-car garage connects conveniently to the laundry room. The roof and A/C are older, around twenty years, but remain in good working order, and the plumbing and electrical systems are in excellent condition. The home may need very light cosmetic updates, but it represents a fantastic opportunity for buyers looking to customize or for investors seeking strong upside in a desirable community. The Cascades is a guard-gated community offering a 26,000 sq. ft. clubhouse with ballroom, library, billiards, fitness center, resort-style pool, nine-hole golf course, tennis, pickleball, bocce, shuffleboard, and endless activities. HOA fees include lawn care, cable, internet, and security. Ideally located near shopping, restaurants, golf, and just a short drive to the beaches, this is a fantastic opportunity for end-users or investors. *MOTIVATED SELLER* *PRICED BELOW 2022 SALES PRICE* This a rare opportunity to buy in one of Port St. Lucie’s most desirable active-adult communities. Don’t miss out on this steal- schedule your showing today! <NO ASSIGNABLE CONTRACTS>
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,080
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Port St Lucie actives
$192 vs $228
Days on market
322 vs 52 typical
Where $192/sqft sits among the 399 Port St Lucie actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port St Lucie
Get to know Port St Lucie. See the full Port St Lucie guide →
PORT ST LUCIE 34986 — neighborhood snapshot
Population
29,713
Median age
54.1
Median income
$85,842
Median home value
$368,300
Avg household
2.39
Households w/ children
2,764
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port St Lucie market
$366K → $376K
Port St Lucie median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
73 of 399
Port St Lucie actives have cut their price
Median sold price, Port St Lucie, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PORT ST LUCIE 34986 median. See the full Port St Lucie market guide →
Paper trail
This home's history
Reality check
What actually sold near 318 NW SHOREVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$349,000
128 NW Lawton Road, Port St. Lucie FL 34986
2 bd · 2 ba · 2,080 sqft · $168/sqft · 147 DOM
Sold · Jun ’26$360,000
326 NW Toscane Trail, Port St. Lucie FL 34986
3 bd · 2 ba · 2,080 sqft · $173/sqft · 23 DOM
Sold · May ’26$370,000
383 NW SUNVIEW WAY
3 bd · 2 ba · 2,068 sqft · $179/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 318 NW SHOREVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 318 NW SHOREVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
318 NW SHOREVIEW DRIVE FAQs
What would the monthly payment be for 318 NW SHOREVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,535/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 318 NW SHOREVIEW DRIVE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 318 NW SHOREVIEW DRIVE?+
The most recent tax bill on record (2024) was $5,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 318 NW SHOREVIEW DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port St Lucie?+
At $399,900, this home is listed about 8% below the Port St Lucie median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 318 NW SHOREVIEW DRIVE?+
Manatee Academy K-8 (elementary), St. Lucie West K-8 School (elementary), Bayshore Elementary School (elementary), Oak Hammock K-8 School (elementary), Windmill Point Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 22% above the PORT ST LUCIE 34986 median.
02Time on market is leverage
322 days on market against a Port St Lucie median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,999, now $399,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RICHARD PETERS REALTY LLC · Ronald Ryder. MLS #TB8431935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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