2035 28TH STREET S, ST PETERSBURG, FL, 33712
Active337 days on marketListed Sep 11, 2025MLS #TB8426672
About this home
2035 28TH STREET S
This property is in S. St. Petersburg Community Redevopment Zone, 1st time buyers can obtain down payment assistance up to $60,000. Price Reduced to sell! Need a large home for your family? Well, this is it! As soon as you open your front door you have a delightful entry way, with a sitting area! Absolutely beautifully updated/remodeled home! Split plan, with Master Bedroom and 2nd bedroom on first floor and two additional bedrooms on 2nd floor. So Spacious, over 2500 square feet! Gourmet kitchen, entertaining is a breeze! Kitchen features a six burner griddle and double gas top of the line Wolfe stove & stainless appliances. This home offers peace of mind with a brand new metal roof and new AC. Luxury vinyl flooring, crown molding, beautiful stone flooring and natural lighting bring extra charm to this home! This is a must see home!!! Minutes to downtown St. Pete, shopping, restaurants, and of course our beautiful beaches! Extra lot in back 50x100 can be negotiated with sale if a super big yard is preferred.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,480
Sqft
0.23 ac
Lot size
1962
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.8%
$/sqft vs St Petersburg actives
$213 vs $336
Days on market
337 vs 58 typical
Where $213/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Highland Oaks — neighborhood snapshot
Population
2,072
Median age
41
Median income
$80,090
Median home value
$220,256
Avg household
3
Households w/ children
260
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2035 28TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,790,000
4114 42ND AVENUE S
3 bd · 2 ba · 2,425 sqft · $738/sqft · 101 DOM
Sold · Dec ’25$218,000
2631 37TH STREET S
4 bd · 2 ba · 2,598 sqft · $84/sqft · 12 DOM
Sold · Dec ’25$1,550,000
3854 42ND AVENUE S
3 bd · 2 ba · 2,621 sqft · $591/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2035 28TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2035 28TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2035 28TH STREET S FAQs
What would the monthly payment be for 2035 28TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,573/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2035 28TH STREET S?+
The most recent tax bill on record (2024) was $775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $529,000, this home is listed about 22% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2035 28TH STREET S?+
Gibbs High School (high), John Hopkins Middle School (middle), Fairmount Park Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,000 runs 58% above the ST PETERSBURG 33712 median — but at 2,480 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Time on market is leverage
337 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $549,000, now $529,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRADEWIND PROPERTIES · Mary Giasevits. MLS #TB8426672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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