2856 E CHARTWELL CIRCLE, HERNANDO, FL, 34442
Active297 days on marketListed Sep 25, 2025MLS #TB8425781
About this home
2856 E CHARTWELL CIRCLE
Check out this ½-acre parcel, one of the largest available in Canterbury Lake Estates. Perfect for your dream home or future investment, this lot offers a peaceful neighborhood setting with modern conveniences nearby. The property sits on a paved road, has nearby electric, and is located in an X flood zone for extra peace of mind. Residents enjoy quick access to the Suncoast Parkway, making commutes to Tampa or Orlando simple, while weekends can be spent exploring Crystal River’s manatees, boating on nearby lakes, or golfing at top-rated courses throughout Citrus County. Everyday shopping and dining at Central Ridge are just minutes away. As one of the largest lots in the community, this property provides extra space and flexibility to design the home and lifestyle you’ve been envisioning. Citrus Hills Construction Company MUST be used as the builder for this lot. Buyer’s agent to confirm all HOA dues required. Call to schedule a showing today!
Facts & features
The home at a glance
0.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2856 E CHARTWELL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,000
2797 N HYTHE POINT · same community
3 bd · 2 ba · 1,757 sqft · $179/sqft · 261 DOM
Sold · May ’26$270,000
3037 N FOLKESTONE LOOP · same community
3 bd · 2 ba · 1,770 sqft · $153/sqft · 4 DOM
Sold · Apr ’26$53,500
1858 N SHIREY PT
2 bd · 1.5 ba · 672 sqft · $80/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2856 E CHARTWELL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2856 E CHARTWELL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
2856 E CHARTWELL CIRCLE FAQs
What would the monthly payment be for 2856 E CHARTWELL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $525/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2856 E CHARTWELL CIRCLE?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2856 E CHARTWELL CIRCLE?+
The most recent tax bill on record (2024) was $196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2856 E CHARTWELL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $50,000, this home is listed about 87% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2856 E CHARTWELL CIRCLE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Margarita Solis. MLS #TB8425781.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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