7774 SAIL CLOVER LANE, ZEPHYRHILLS, FL, 33540
Active414 days on marketListed Jun 19, 2025MLS #TB8398722
About this home
7774 SAIL CLOVER LANE
Motivated Sellers – Turnkey DR. Horton “Cali” Model (2022) This beautiful one-story, 4-bedroom, 2-bath pond view home built in 2022 by DR.Horton is now available. The current owners are relocating and highly motivated—don’t wait for new construction when this like-new home is move-in ready. Featuring 1,846 sq ft of open-concept living space on a 5,663 sq ft lot with a two-car garage and block/stucco construction. ***BRAND NEW VINYL FLOORING IN DINING AREA, AND LIVING ROOM-INSTALLED JUNE 17, 2026*** Cali Model Highlights & Community Amenities The Cali model offers a modern, spacious design ideal for family living and entertaining. Inside, enjoy a carefully laid-out floor-plan. Step outside to savor the resort-style amenities of the Abbott Park community: take a swim in the rolling-hills community pool or stroll neighborhood sidewalks—perfect for daily enjoyment and social gatherings. Ideal Location & No Construction Wait Situated in Zephyrhills’ Abbott Park subdivision, the property provides easy access to major roadways while offering serene pond views and a calm, family-friendly environment. With the home complete and no construction delays, it’s a seamless opportunity for a new family to move in immediately—schedule your showing today and secure a beautifully maintained, modern home without the back-delays of new builds.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,838 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,838/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Zephyrhills actives
$183 vs $176
Days on market
414 vs 48 typical
Where $183/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 7774 SAIL CLOVER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$334,990
7711 WHEAT STONE DRIVE · same community
3 bd · 2 ba · 1,844 sqft · $182/sqft · 16 DOM
Sold · Oct ’25$329,990
7755 WHEAT STONE DRIVE · same community
3 bd · 2 ba · 1,844 sqft · $179/sqft · 65 DOM
Sold · Jan ’26$326,990
38387 TEA ROSE AVENUE · same community
4 bd · 2 ba · 1,828 sqft · $179/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7774 SAIL CLOVER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7774 SAIL CLOVER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
7774 SAIL CLOVER LANE FAQs
What would the monthly payment be for 7774 SAIL CLOVER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,838/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7774 SAIL CLOVER LANE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7774 SAIL CLOVER LANE?+
The most recent tax bill on record (2024) was $5,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7774 SAIL CLOVER LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $337,000, this home is listed about 4% above the Zephyrhills median of $324,990. The market section on this page shows how the area is trending.
Which schools are assigned to 7774 SAIL CLOVER LANE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
414 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $343,000, now $337,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Brenda Endres. MLS #TB8398722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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