501 MONTAGE LN, POINCIANA, FL, 34759
Active6 days on marketListed Aug 5, 2026MLS #S5155032
About this home
501 MONTAGE LN
Rare Barcelona model situated on a generous 0.44-ACRE waterfront lot in the desirable Portofino Estates neighborhood. Nestled on a quiet CUL-DE-SAC, this exceptional home offers WATER VIEWS, an EXTENDED THREE-CAR GARAGE, and an ideal layout for both everyday living and entertaining. This spacious residence features 3 bedrooms, 2.5 bathrooms, and a dedicated DEN/HOME OFFICE with FRENCH DOORS, custom built-in cabinetry and dual workstation desks. Step through the elegant leaded glass double-door entry with a transom window into a light-filled interior featuring 12-FOOT CEILINGS, CROWN MOLDING, and 20-inch TILE ON THE DIAGONAL throughout all wet areas. Adjacent to the dining room, you'll discover a stunning TUSCAN-inspired WINE GROTTO, complete with a custom WROUGHT-IRON GATE, travertine stone walls, GRANITE counter, and a BUILT-IN WINE REFRIGERATOR. The beautifully appointed kitchen features Zodiac QUARTZ COUNTERTOPS, a MOSAIC TILE BACKSPLASH, 42-inch cabinetry with convenient PULL-OUT SHELVES, a large breakfast island with PENDANT LIGHTS overlooking the Florida room, and a spacious WALK-IN PANTRY with custom shelving. The adjoining breakfast nook provides the perfect spot for casual dining while enjoying peaceful water views through the sliding glass doors. The PRIMARY SUITE showcases a TRAY ceiling, French doors leading to the screened lanai, and two WALK-IN CLOSETS with custom built-in organizers. The spa-inspired ENSUITE BATH features split vanities with DUAL SINKS, a DUAL-ENTRY walk-through shower with MULTIPLE SHOWER HEADS, SOAKING TUB, and a private water closet. The desirable SPLIT FLOOR PLAN offers privacy, with two additional guest bedrooms thoughtfully situated on the opposite side of the home. Each bedroom features custom built-in CLOSET ORGANIZERS and share a well-appointed full bathroom, creating a private space for family and guests. Just off the kitchen, you'll find a separate laundry room with the WASHER AND DRYER INCLUDED along with a conveniently located HAL BATH. The impressive 33' x 23' EAST-FACING SCREENED and COVERED lanai is the perfect outdoor retreat, featuring Chattahoochee stone flooring, an outdoor kitchen, and NEWER SCREENS replaced in 2025. Enjoy peaceful waterfront views, spectacular SUNRISES, and the added privacy of conservation land bordering one side of the property. The OVERSIZED 31' x 32' garage, provides ample room for multiple vehicles, golf carts, storage, or a workshop, making it a standout feature for homeowners. HVAC REPLACED IN 2024. EXTERIOR PAINTED IN MAY 2024. Schedule your private tour today and experience this exceptional estate home in a premier resort-style community. Enjoy outstanding amenities, an active lifestyle, and the comfort and convenience this exceptional home has to offer. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,941
Sqft
0.44 ac
Lot size
3
Garage
2004
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,382 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,382/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Poinciana actives
$202 vs $180
Days on market
6 vs 21 typical
Where $202/sqft sits among the 197 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Solivita
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
Solivita — neighborhood snapshot
Population
7,195
Median age
69
Median income
$65,133
Median home value
$323,540
Avg household
2
Households w/ children
196
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
49 of 197
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 501 MONTAGE LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$665,000
1233 CAMBRIA BEND · same community
2 bd · 2.5 ba · 2,872 sqft · $232/sqft · 72 DOM
Sold · Feb ’26$525,000
506 TAPATIO LANE · same community
3 bd · 2.5 ba · 2,509 sqft · $209/sqft · 82 DOM
Sold · Jul ’26$495,000
1179 CAMBRIA BEND · same community
3 bd · 2.5 ba · 2,482 sqft · $199/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 501 MONTAGE LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 501 MONTAGE LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
501 MONTAGE LN FAQs
What would the monthly payment be for 501 MONTAGE LN?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,382/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 501 MONTAGE LN?+
The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 501 MONTAGE LN?+
The most recent tax bill on record (2025) was $5,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 501 MONTAGE LN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $595,000, this home is listed about 105% above the Poinciana median of $289,995. The market section on this page shows how the area is trending.
Which schools are assigned to 501 MONTAGE LN?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$595,000 runs 172% above the POINCIANA 34759 median — but at 2,941 sqft it's also nearly twice the size of the typical Poinciana listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Poinciana market that averages 21 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BORCHINI REALTY · Yamile Osorio Varrone. MLS #S5155032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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