34 EMERSON DRIVE NW, PALM BAY, FL, 32907
Active14 days on marketListed Jul 24, 2026MLS #S5154377
About this home
34 EMERSON DRIVE NW
Beautiful Single Family house, with 3 bedrooms and 2 full bathrooms, open floor plan! New floors from 2024, AC from 2024, Roof has 6 years and the house has been recently painted. Located in the heart of Palm Bay, only 8 minutes from the beaches. It is 5 minutes from I95, 3 minutes from 192 which connects you with St Cloud and Lake Nona and surroundings, near by malls, shopping centers, restaurants. There is no HOA, no CDD! Schedule your showing now !!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,344
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$1 vs $208
Days on market
14 vs 45 typical
Where $1/sqft sits among the 363 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
94 of 363
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 EMERSON DRIVE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$277,500
1121 Early Drive NW, Palm Bay FL 32907 · same community
3 bd · 2 ba · 1,356 sqft · $205/sqft · 7 DOM
Sold · Oct ’25$275,000
1767 ASHCROFT STREET NW · same community
3 bd · 2 ba · 1,424 sqft · $193/sqft · 26 DOM
Sold · Mar ’26$315,000
1207 DALLAM AVENUE NW · same community
3 bd · 2 ba · 1,466 sqft · $215/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 34 EMERSON DRIVE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 EMERSON DRIVE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
34 EMERSON DRIVE NW FAQs
What would the monthly payment be for 34 EMERSON DRIVE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 34 EMERSON DRIVE NW?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $1,950, this home is listed about 99% below the Palm Bay median of $354,200. The market section on this page shows how the area is trending.
Which schools are assigned to 34 EMERSON DRIVE NW?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Yulimar Betancourt Caldera. MLS #S5154377.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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