4391 SAGEFIELD DRIVE, HARMONY, FL, 34773
Active1 days on marketListed Jul 23, 2026MLS #S5154246
About this home
4391 SAGEFIELD DRIVE
Beautiful 2024 built home with a relaxing lake view, located in a peaceful and growing community in Saint Cloud. This well-maintained property features 3 bedrooms, 2 full bathrooms, and a 2-car garage with a comfortable and functional layout. The open-concept design offers bright and spacious living areas with abundant natural light. The modern kitchen includes stainless steel appliances, ample cabinet space, and a practical layout that connects seamlessly with the dining and living areas. The primary bedroom features a walk-in closet and a private bathroom. The additional bedrooms are flexibility for family, guests, or a home office. The home also includes an interior laundry room and generous storage space. Enjoy beautiful lake views from the backyard, creating a peaceful setting for relaxing or entertaining. Residents also have access to a community pool. Conveniently located near major highways, shopping centers, restaurants, schools, Saint Cloud, and the Lake Nona area.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,415
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Harmony actives
$2 vs $200
Days on market
1 vs 69 typical
Where $2/sqft sits among the 48 Harmony actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Harmony. See the full Harmony guide →
HARMONY 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Harmony market
$412K → $385K
Harmony median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
25 of 48
Harmony actives have cut their price
Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HARMONY 34773 median. See the full Harmony market guide →
Paper trail
This home's history
Reality check
What actually sold near 4391 SAGEFIELD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$360,000
4068 SAGEFIELD DRIVE · same community
3 bd · 2 ba · 1,415 sqft · $254/sqft · 13 DOM
Sold · Feb ’26$360,000
4032 SAGEFIELD DRIVE · same community
3 bd · 2 ba · 1,515 sqft · $238/sqft · 60 DOM
Sold · Aug ’25$407,900
4418 SAGEFIELD DRIVE · same community
3 bd · 2 ba · 1,780 sqft · $229/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4391 SAGEFIELD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4391 SAGEFIELD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4391 SAGEFIELD DRIVE FAQs
What would the monthly payment be for 4391 SAGEFIELD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4391 SAGEFIELD DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Harmony?+
At $2,400, this home is listed about 99% below the Harmony median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4391 SAGEFIELD DRIVE?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HARMONY 34773 market on paper
$2,400 is 99% below the HARMONY 34773 median of $310,500, and at $2/sqft it sits under the Harmony average of $203.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Harmony market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Jesus Contreras. MLS #S5154246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Harmony homes, in your inbox
Like 4391 SAGEFIELD DRIVE but not quite? A daily digest of every new listing in Harmony — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →