Kat Bonelli
$1,080$1,1001 bd1 ba496 sqft$2 /sqft$168 /mo all-in ↓

139 OYSTER BAY CIRCLE UNIT 220, ALTAMONTE SPRINGS, FL, 32701

Active19 days on marketListed Jul 20, 2026MLS #S5153823

Priced 99% below the Altamonte Springs medianReduced $20Condominium

About this home

139 OYSTER BAY CIRCLE UNIT 220

Looking for convenience, comfort, and an unbeatable location? This charming 1-bedroom, 1-bath condo is located in the highly desirable Waterside at Cranes Roost community, right in the heart of Altamonte Springs. Why You'll Love It: Spacious 1 Bedroom | 1 Bathroom Bright and open living area Peaceful community with great amenities Move-in ready Unbeatable Location! WATER AND GAS INLCUDED ON THE RENT. Just steps from Altamonte Mall, offering premier shopping, dining, and entertainment. Minutes from Uptown Altamonte and the beautiful Cranes Roost Park, home to year-round events, concerts, walking trails, and waterfront views. Surrounded by popular restaurants, cafés, grocery stores, movie theaters, and everyday conveniences. Quick access to Interstate 4 (I-4) and State Road 436, making commuting to Downtown Orlando, Winter Park, Lake Mary, and the attractions fast and easy. Only a short drive to AdventHealth Altamonte Springs and approximately 2 miles from the SunRail station. This is more than just a condo—it's a lifestyle where everything you need is just minutes away.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

496

Sqft

0.52 ac

Lot size

1980

Year built

Three Or More

Levels

$2

Per sqft

Partially

Inside

FlooringLaminate
AppliancesDishwasher · Gas Water Heater · Microwave · Range Hood · Refrigerator
InteriorKitchen/Family Room Combo · Walk-In Closet(s)
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Pet Deposit
CommunityPool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$6
FHA mortgage insurance (est.)$0
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $38Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $38
Interest rate6.00%
Loan term

Estimated payment

$168/mo

Principal & interest$6
FHA mortgage insurance (est.)$0
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Altamonte Springs actives

$2 vs $182

Days on market

19 vs 43 typical

Where $2/sqft sits among the 291 Altamonte Springs actives

0 · this home
0
39
115
73
64
$2–48$48–94$94–140$140–186$186–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 139 OYSTER BAY CIRCLE UNIT 220

Drive times from this address

Downtown Orlando12 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)32 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$313K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

145 of 291

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,080 $20
Jul 20, 2026Listed at $1,100 · 19 days on market since
1980Built

Reality check

What actually sold near 139 OYSTER BAY CIRCLE UNIT 220

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

425 WYMORE ROAD UNIT 103Sold · Oct ’25

$111,000

425 WYMORE ROAD UNIT 103

1 bd · 1 ba · 420 sqft · $264/sqft · 64 DOM

582 ORANGE DRIVE UNIT 100Sold · Mar ’26

$129,000

582 ORANGE DRIVE UNIT 100

1 bd · 1 ba · 581 sqft · $222/sqft · 45 DOM

620 ORANGE DRIVE UNIT 226Sold · Mar ’26

$120,000

620 ORANGE DRIVE UNIT 226

1 bd · 1 ba · 607 sqft · $198/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 139 OYSTER BAY CIRCLE UNIT 220 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 139 OYSTER BAY CIRCLE UNIT 220 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Kat’s phone and CRM.

Straight answers

139 OYSTER BAY CIRCLE UNIT 220 FAQs

What would the monthly payment be for 139 OYSTER BAY CIRCLE UNIT 220?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 139 OYSTER BAY CIRCLE UNIT 220?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $1,080, this home is listed about 99% below the Altamonte Springs median of $200,000. The market section on this page shows how the area is trending.

Listing courtesy of AGENT TRUST REALTY CORPORATION · Juan Oberto. MLS #S5153823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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139 OYSTER BAY CIRCLE UNIT 220, ALTAMONTE SPRINGS, FL — 1 Bed, 1 Bath — $1,080 | CENTURY 21 Edge