5055 SHADY PINES DR, ST CLOUD, FL, 34772
Active69 days on marketListed May 16, 2026MLS #S5150074
About this home
5055 SHADY PINES DR
Discover the perfect combination of luxury, comfort, and location in this beautiful home located in the growing and highly desirable area of Saint Cloud. This stunning property offers a peaceful lifestyle surrounded by nature while still being just minutes away from everything Central Florida has to provide. Conveniently located near Lake Nona Medical City, the VA Hospital, UCF College of Medicine, Orlando International Airport, and major highways including Florida’s Turnpike, this home provides easy access for commuting, shopping, dining, and entertainment. Enjoy being close to popular restaurants, supermarkets, shopping centers, golf courses, parks, lakes, and outdoor recreational activities. The area continues to grow rapidly, making this property not only an amazing place to live but also an excellent investment opportunity. Whether you are looking for a primary residence, a vacation home, or an income-producing property, this home offers endless possibilities. From the moment you arrive, you will fall in love with the inviting atmosphere, spacious layout, and the tranquility this community provides. Perfect for entertaining, relaxing, and creating unforgettable memories with family and friends. Experience the best of Florida living with comfort, convenience, and elegance all in one place.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,047
Sqft
0.16 ac
Lot size
3
Garage
2025
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,720 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,720/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs St Cloud actives
$226 vs $221
Days on market
69 vs 33 typical
Where $226/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
192 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5055 SHADY PINES DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$604,990
5238 PRAIRIE PRESERVE RUN · same community
5 bd · 4 ba · 3,120 sqft · $194/sqft · 0 DOM
Sold · Jan ’26$647,000
5196 PRAIRIE PRESERVE RUN · same community
5 bd · 4 ba · 3,556 sqft · $182/sqft · 132 DOM
Sold · Apr ’26$560,000
5229 PRAIRIE PRESERVE RUN · same community
4 bd · 3 ba · 2,530 sqft · $221/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5055 SHADY PINES DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5055 SHADY PINES DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5055 SHADY PINES DR FAQs
What would the monthly payment be for 5055 SHADY PINES DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5055 SHADY PINES DR?+
The most recent tax bill on record (2025) was $7,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5055 SHADY PINES DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $689,000, this home is listed about 62% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5055 SHADY PINES DR?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$689,000 runs 86% above the ST CLOUD 34772 median — but at 3,047 sqft it's also 54% larger than the typical St Cloud listing.
02Time on market is leverage
69 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $699,000, now $689,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Marilu Rodriguez. MLS #S5150074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5055 SHADY PINES DR but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →