Kat Bonelli

4791 SUNSET ROAD, ST CLOUD, FL, 34771

Active73 days on marketListed May 7, 2026MLS #S5149500

Priced 53% below the ST CLOUD 34771 medianNARCOOSSEE NEW MAP OF

About this home

4791 SUNSET ROAD

opportunity to own a 0.20-acre vacant lot in the growing St. Cloud area. Located in Sunset Ranch Estates, this property offers no HOA and plenty of potential for future development, investment, or expansion. Conveniently located near East Lake Tohopekaliga, Narcoossee Rd, Sunbridge, Lake Nona, Orlando International Airport, shopping, dining, and major highways. Seller may consider selling together with adjacent property at 4793 Sunset Rd as a bundle, offering approximately 0.46 acres combined, or separately. Mobile home currently on site does not contribute value and is being conveyed as-is with no assigned value.

Facts & features

The home at a glance

0.2 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2026)$5,494/yr

Utilities & systems

UtilitiesPublic
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,884 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2026 actual bill$458
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,884/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$458
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 4791 SUNSET ROAD

Drive times from this address

Orlando Int’l Airport (MCO)34 min
Downtown Orlando39 min
Universal Orlando46 min
Walt Disney World51 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

May 7, 2026Listed at $200,000 · 73 days on market since

Reality check

What actually sold near 4791 SUNSET ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1096 NAVAJO DRIVESold · Dec ’25

$150,000

1096 NAVAJO DRIVE · same community

2 bd · 1.5 ba · 528 sqft · $284/sqft · 0 DOM

1094 NAVAJO DRIVESold · Dec ’25

$64,000

1094 NAVAJO DRIVE · same community

3 bd · 2 ba · 924 sqft · $69/sqft · 0 DOM

5290 JONES RDSold · Dec ’25

$315,000

5290 JONES RD · same community

3 bd · 2 ba · 1,066 sqft · $295/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4791 SUNSET ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4791 SUNSET ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

4791 SUNSET ROAD FAQs

What would the monthly payment be for 4791 SUNSET ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4791 SUNSET ROAD?+

The most recent tax bill on record (2026) was $5,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $200,000, this home is listed about 53% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4791 SUNSET ROAD?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Vanessa Medina Conde. MLS #S5149500.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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