414 COOL SUMMER LANE, DAVENPORT, FL, 33837
Active108 days on marketListed Apr 20, 2026MLS #S5147759
About this home
414 COOL SUMMER LANE
Discover the comfort and charm of 414 Cool Summer Lane, a well-kept single-family home nestled in the desirable Horse Creek at Crosswinds community in Davenport. Built in 2021, this residence offers a practical and inviting layout with 3 bedrooms and 2 bathrooms, ideal for both everyday living and hosting guests. From the moment you walk in, you’ll notice the seamless flow between the kitchen, dining, and living areas—designed to maximize space and natural light. The kitchen stands out with modern finishes, stainless steel appliances, and ample room for cooking and gathering. One of the home’s highlights is the backyard: fully fenced for privacy and overlooking tranquil water views, creating a peaceful setting perfect for relaxing evenings or weekend get-togethers. The community enhances the lifestyle with amenities such as a resort-style pool, cabana, and playground, all surrounded by scenic conservation areas that add to the sense of calm and openness. Located just minutes from shopping, dining, and Central Florida’s main attractions, this home offers the perfect balance of convenience and quiet living. 414 Cool Summer Lane is more than a home—it’s a place where comfort meets lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,645
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,831 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,831/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Davenport actives
$188 vs $191
Days on market
108 vs 51 typical
Where $188/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
171 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 COOL SUMMER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$270,000
309 GINA LANE · same community
3 bd · 2 ba · 1,625 sqft · $166/sqft · 43 DOM
Sold · Feb ’26$275,000
439 COOL SUMMER LANE · same community
3 bd · 2 ba · 1,432 sqft · $192/sqft · 192 DOM
Sold · Aug ’25$325,000
715 CHINOY ROAD · same community
4 bd · 2.5 ba · 2,007 sqft · $162/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 414 COOL SUMMER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 COOL SUMMER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
414 COOL SUMMER LANE FAQs
What would the monthly payment be for 414 COOL SUMMER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,831/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 414 COOL SUMMER LANE?+
The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 414 COOL SUMMER LANE?+
The most recent tax bill on record (2025) was $7,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 414 COOL SUMMER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $310,000, this home is listed about 20% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 414 COOL SUMMER LANE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Rickler Lopez. MLS #S5147759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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