Kat Bonelli
$1,490,000$1,650,0005 bd3 ba3,600 sqft$414 /sqft$9,991 /mo all-in ↓

32325 STATE ROAD 44, EUSTIS, FL, 32736

Active144 days on marketListed Feb 25, 2026MLS #S5144040

Reduced $160KSingle Family Residence0002

About this home

32325 STATE ROAD 44

A rare and strategic opportunity in Eustis. This property features a fully remodeled 5-bedroom residence with 2 full bathrooms and 2 half bathrooms, finished with high-end upgrades and modern design, offering immediate value and functionality. The home serves as the operational heart of the estate, while the true strength of the property lies in the land itself. Encompassing nearly 40 acres, with approximately 36 usable acres, this expansive agricultural parcel provides an exceptional foundation for agricultural ventures, recreational concepts, private retreat environments, wellness projects, or creative uses compatible with the land’s designation. The scale, privacy, and exclusive private lake views allow for multiple possibilities within one unified space, depending on the vision of its next owner. Positioned directly on State Road 44, one of Eustis’ primary corridors, the property offers strategic access, visibility, and long-term potential. A unique asset where the land is the true investment, and the renovated residence provides immediate usability while a greater vision is brought to life. Ideal for investors and visionaries who recognize the long-term power of scale, location, and possibility.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,600

Sqft

40.03 ac

Lot size

2003

Year built

Two

Levels

$414

Per sqft

Trees/Woods & Water viewNegotiable

Inside

FlooringPorcelain Tile · Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Electric Water Heater · Freezer · Microwave · Wine Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewTrees/Woods · Water
FacesSouth
ExteriorBalcony

Community & fees

Taxes (2025)$14,793/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,991 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property tax — 2025 actual bill$1,233
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,000
Interest rate6.00%
Loan term

Estimated payment

$9,991/mo

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property taxes (actual bill)$1,233
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$414 vs $205

Days on market

144 vs 36 typical

Where $414/sqft sits among the 200 Eustis actives

89
56
25
11
5 · this home
14
$141–198$198–255$255–312$312–369$369–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 32325 STATE ROAD 44

Drive times from this address

Downtown Orlando50 min
Universal Orlando53 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World65 min

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

97 of 200

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 220% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,490,000 $160K
Feb 25, 2026Listed at $1,650,000 · 144 days on market since
2003Built · 0002

Reality check

What actually sold near 32325 STATE ROAD 44

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23515 KAYS WAYSold · Dec ’25

$499,000

23515 KAYS WAY · same community

4 bd · 2 ba · 2,660 sqft · $188/sqft · 0 DOM

31857 DAHLIA COURTSold · Dec ’25

$599,999

31857 DAHLIA COURT

5 bd · 3.5 ba · 2,718 sqft · $221/sqft · 184 DOM

41843 MANGO STREETSold · Jun ’26

$605,000

41843 MANGO STREET

4 bd · 3 ba · 2,540 sqft · $238/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 32325 STATE ROAD 44 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32325 STATE ROAD 44 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

32325 STATE ROAD 44 FAQs

What would the monthly payment be for 32325 STATE ROAD 44?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,991/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32325 STATE ROAD 44?+

The most recent tax bill on record (2025) was $14,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $1,490,000, this home is listed about 290% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 32325 STATE ROAD 44?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,490,000 runs 220% above the EUSTIS 32736 median — but at 3,600 sqft it's also nearly twice the size of the typical Eustis listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

144 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,650,000, now $1,490,000 — a $160K cut. The full history is in the market section below.

Listing courtesy of NORKIS & CO REALTY · Diana De Olival de Abreu. MLS #S5144040.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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