255 DOLPHIN POINT UNIT 407, CLEARWATER BEACH, FL, 33767
Active190 days on marketListed Jan 16, 2026MLS #S5141070
About this home
255 DOLPHIN POINT UNIT 407
Fully Furnished Waterfront Condo in Island Estates! Enjoy effortless coastal living in this beautifully updated 1-bedroom, 1-bath waterfront condo, offered fully furnished and move-in ready. Featuring granite countertops, stainless steel appliances, custom built-ins, soft aqua cabinetry, and charming coastal décor throughout. The versatile floor plan includes a dedicated office nook and cozy electric fireplace, while peek-a-boo water views create the perfect backdrop for relaxing island living. Community amenities include a waterfront pool, tiki umbrellas, grill area, fishing dock, clubhouse, library, and access to boat and jet ski slips (waitlist available). Additional features include bike storage and a private storage unit. Conveniently located directly across from Publix and just a short walk to Island Way Grill, this property is ideal as a primary residence, seasonal getaway, or vacation retreat. No age restrictions. Experience the best of Florida waterfront living!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
760
Sqft
1974
Year built
One
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16%
$/sqft vs Clearwater Beach actives
$414 vs $574
Days on market
190 vs 84 typical
Where $414/sqft sits among the 284 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
127 of 284
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 255 DOLPHIN POINT UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$280,000
255 DOLPHIN POINT UNIT 903 · same community
1 bd · 1 ba · 760 sqft · $368/sqft · 21 DOM
Sold · Feb ’26$273,500
255 DOLPHIN POINT UNIT 603 · same community
1 bd · 1 ba · 760 sqft · $360/sqft · 113 DOM
Sold · Feb ’26$330,000
255 DOLPHIN POINT UNIT 508 · same community
2 bd · 2 ba · 1,005 sqft · $328/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 255 DOLPHIN POINT UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 255 DOLPHIN POINT UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
255 DOLPHIN POINT UNIT 407 FAQs
What would the monthly payment be for 255 DOLPHIN POINT UNIT 407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 255 DOLPHIN POINT UNIT 407?+
The most recent tax bill on record (2024) was $4,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 255 DOLPHIN POINT UNIT 407?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $315,000, this home is listed about 61% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 255 DOLPHIN POINT UNIT 407?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$315,000 is 43% below the CLEARWATER BEACH 33767 median of $555,000, and at $414/sqft it sits under the Clearwater Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $320,000, now $315,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NORTHGROUP REAL ESTATE, INC · Desiree Morales Cruz, PA. MLS #S5141070.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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