Kat Bonelli
$390,000$415,0004 bd3 ba1,915 sqft$204 /sqft$3,105 /mo all-in ↓

641 OLD BRIDGE CIRCLE, DAVENPORT, FL, 33897

Active338 days on marketListed Aug 21, 2025MLS #S5132995

Reduced $25KPrivate poolSingle Family ResidenceWEST STONEBRIDGE

About this home

641 OLD BRIDGE CIRCLE

TURNKEY PROPERTY JUST LISTED, SHORT-TERM RENTAL OR RESIDENCE WITH PRIVATE POOL and SPA WITH FANTASTIC APPEALING GAMES ROOM. With approved price owner will build into the contract, at sellers cost, a new roof at closing, to the buyers design with sellers licensed agreed roofing company. 641 Old Bridge Circle is a charming 4 bed 3 bathroom property maintained to highest standard, owners along with the management team have meticulously maintained the property. Perfect opportunity to own a beautifully maintained, fully furnished home that has been very successful as a short-term rental and a vacation getaway Would work great as a full-time residence. Located in a peaceful surrounding development, but close to shops, restaurants and main gateways to airports and the famous Florida beeches. This 4-bedroom, 3-bathroom home features a screened-in private pool and spa. The expansive deck area is ideal for entertaining or relaxing by the pool. The property comes fully furnished and turn-key ready, just bring your suitcase and start enjoying Florida living. The home is generously proportioned with spacious living areas, large bedrooms and comfortable, modern furnishings. The master bedroom is especially spacious and benefits from direct patio door access to the pool. The master bathroom also has direct pool access. Presently the double garage functions as a family games room featuring a pool table, foosball game and air hockey, but could easily be returned to a functional garage with remote up and over door. One of the major pluses of this pool home is that everything is laid out ranch-style ie, all on one level. West Stonebridge has a small activity park with half basketball court, playground and BBQ area with picnic table seating. Recent updates enhance both comfort and convenience, including a brand-new AC unit with furnace (2024), a WiFi-enabled pool heater (2023) with a 5-year warranty, a brand-new water heater, and a smart thermostat for remote climate control and pool control. These features make this home energy-efficient and easy to manage remotely — perfect for owners who travel or rent out the property. Located in a boutique-style community, with low HOA fees, the home is zoned for short-term rentals, offering strong income potential for investors. For families seeking full-time residence, the area is also home to a highly rated charter school, making it a fantastic choice for those looking to relocate. Conveniently situated just 2 minutes from US-27, 5 minutes from I-4, and only 10 minutes from Posner Park Mall — featuring shopping, dining, Target, Starbucks, and more. This location also has nearby access to grocery stores. Best of all, you’re just 10–25 minutes from Walt Disney World® and other major attractions. Whether you're looking to invest, vacation, or live year-round in sunny Florida, this stunning home checks all the boxes. Don’t miss your chance to own this versatile and beautifully updated property — SCHEDULE YOUR PRIVATE SHOWING TODAY!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,915

Sqft

0.15 ac

Lot size

2

Garage

2005

Year built

One

Levels

$204

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$91/mo
Taxes (2024)$4,627/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,105 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$386
HOA fee — from the listing$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$3,105/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$386
HOA / condo fee$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$364KedgeAI estimate $392,999 · range $379K$404K$421K

vs edgeAI estimate

−0.8%

$/sqft vs Davenport actives

$204 vs $190

Days on market

338 vs 42 typical

Where $204/sqft sits among the 400 Davenport actives

57
99
87
66 · this home
49
42
$147–164$164–182$182–199$199–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 641 OLD BRIDGE CIRCLE

Drive times from this address

Walt Disney World20 min
Universal Orlando30 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa60 min
Tampa Int’l Airport (TPA)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

164 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $390,000 $25K
Aug 21, 2025Listed at $415,000 · 338 days on market since
2005Built · WEST STONEBRIDGE

Reality check

What actually sold near 641 OLD BRIDGE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

611 OLD BRIDGE CIRCLESold · Nov ’25

$426,000

611 OLD BRIDGE CIRCLE · same community

4 bd · 3 ba · 1,915 sqft · $222/sqft · 18 DOM

140 OLD BRIDGE CIRCLESold · Mar ’26

$409,999

140 OLD BRIDGE CIRCLE · same community

4 bd · 3 ba · 1,915 sqft · $214/sqft · 1 DOM

141 OLD BRIDGE CIRCLESold · Apr ’26

$360,000

141 OLD BRIDGE CIRCLE · same community

3 bd · 3 ba · 1,735 sqft · $207/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 641 OLD BRIDGE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 641 OLD BRIDGE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

641 OLD BRIDGE CIRCLE FAQs

What would the monthly payment be for 641 OLD BRIDGE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,105/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 641 OLD BRIDGE CIRCLE?+

The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 641 OLD BRIDGE CIRCLE?+

The most recent tax bill on record (2024) was $4,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 641 OLD BRIDGE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $390,000, this home is priced right at the Davenport median.

Which schools are assigned to 641 OLD BRIDGE CIRCLE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$390,000 runs 11% above the DAVENPORT 33897 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

338 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $415,000, now $390,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Lloyd Hart. MLS #S5132995.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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641 OLD BRIDGE CIRCLE, DAVENPORT, FL — 4 Bed, 3 Bath — $390,000 | CENTURY 21 Edge