474 SPRING LANE, OCALA, FL, 34472
Active11 days on marketListed Jul 9, 2026MLS #R4911501
About this home
474 SPRING LANE
Affordable opportunity in Ocala! This 2-bedroom, 2-bath single-family home offers 891 square feet of functional living space on a spacious 0.23-acre lot, providing a comfortable setting with room to enjoy both indoor and outdoor living. The home features a practical layout that can appeal to a wide range of buyers, whether you’re looking for a property to update and personalize, or a solid addition to an investment portfolio. With its manageable size, generous lot, and versatile potential, this property presents an excellent opportunity for those seeking value and long-term upside. The home is well suited for first-time buyers hoping to enter the market with a property they can make their own, as well as investors searching for a rental or renovation opportunity in a desirable Ocala location. Bring your vision and unlock the possibilities this property has to provide.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
891
Sqft
0.23 ac
Lot size
1974
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,489 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,489/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs SILVER SPGS SHORES
$202 vs $182
Days on market
11 vs 43 typical
Where $202/sqft sits among the 17 homes for sale in SILVER SPGS SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
8 of 17
SILVER SPGS SHORES have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 474 SPRING LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$209,900
3 FISHER TRACE COURSE · same community
3 bd · 2 ba · 1,058 sqft · $198/sqft · 28 DOM
Sold · May ’26$190,000
316 OAK TRACK DRIVE · same community
2 bd · 2 ba · 1,066 sqft · $178/sqft · 322 DOM
Sold · Sep ’25$150,000
4 SPRING TRAIL · same community
3 bd · 2 ba · 1,072 sqft · $140/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 474 SPRING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 474 SPRING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
474 SPRING LANE FAQs
What would the monthly payment be for 474 SPRING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,489/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 474 SPRING LANE?+
The most recent tax bill on record (2025) was $2,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $179,985, this home is listed about 40% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 474 SPRING LANE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HONORABLE REALTY · Cameron Corbett. MLS #R4911501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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