, SEBASTIAN, FL, 32976
Active160 days on marketListed Feb 11, 2026MLS #R11162857
About this home
Angler/Boater/Water Lover's Dream! Wake up to majestic river views & year-round sea breezes, a life of true relaxation awaits! This charming 3/3 home boasts an open floor plan w/beautiful cathedral ceilings & luxe hardwood floors. Oversized 2-car GA + addtl, covered storage for all your recreational toys. No HOA & private road access straight to the Intracoastal for launching your kayak, paddleboards, etc. Convenient location, walkable to riverfront dining & parks, & mins to town boat ramp! World-class in-shore & off-shore fishing (15 min to Sebastian Inlet) are basically on your doorstep!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,992
Sqft
0.24 ac
Lot size
2
Garage
1998
Year built
1
Levels
$349
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,666 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,666/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebastian actives
$349 vs $225
Days on market
160 vs 42 typical
Where $349/sqft sits among the 109 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian
Get to know Sebastian. See the full Sebastian guide →
SEBASTIAN 32976 — neighborhood snapshot
Population
9,237
Median age
67
Median income
$47,552
Median home value
$158,800
Avg household
1.8
Households w/ children
242
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
22 of 109
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 226% above the SEBASTIAN 32976 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$367,500
620 BALBOA STREET
3 bd · 2 ba · 1,971 sqft · $186/sqft · 52 DOM
Sold · May ’26$710,000
717 W Fischer Circle, Sebastian FL 32958
3 bd · 2.5 ba · 2,208 sqft · $322/sqft · 3 DOM
Sold · Jul ’26$385,000
418 Easy Street, Sebastian FL 32958
3 bd · 2 ba · 1,760 sqft · $219/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,666/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $695,000, this home is listed about 108% above the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Sunrise Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 226% above the SEBASTIAN 32976 median — but at 1,992 sqft it's also 22% larger than the typical Sebastian listing.
02River & River View views
The river and river view view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
160 days on market against a Sebastian median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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