, VERO BEACH, FL, 32968
Active187 days on marketListed Jan 13, 2026MLS #R11153848
About this home
Enjoy freedom and convenience in this charming home located in an unrestricted area—perfect for parking your RV, boat, or other toys with no HOA limitations. Set in a peaceful, low-pace neighborhood, this home is close to parks, schools, shopping plazas, and restaurants, and is just 15 minutes from the beach. This 2019 home features granite counters, SS appliances, metal roof, tile floors and more. It also includes a guest suite in garage area offering extra flexibility and space. A great blend of space, location, and lifestyle freedom.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,490
Sqft
0.21 ac
Lot size
2
Garage
2019
Year built
1
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,093 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,093/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Vero Beach actives
$268 vs $245
Days on market
187 vs 30 typical
Where $268/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oslo
Get to know Vero Beach. See the full Vero Beach guide →
Oslo — neighborhood snapshot
Population
231
Median age
44
Median income
$68,325
Median home value
$426,300
Avg household
3
Households w/ children
24%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
60 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$324,000
Nearby listing · same community
3 bd · 2 ba · 1,418 sqft · $228/sqft · 5 DOM
Sold · May ’26$245,000
1175 34th Avenue SW, Vero Beach FL 32968 · same community
2 bd · 2 ba · 1,400 sqft · $175/sqft · 0 DOM
Sold · Jun ’26$379,900
3350 13th Street SW, Vero Beach FL 32968 · same community
3 bd · 2 ba · 1,666 sqft · $228/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,093/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $4,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $399,999, this home is listed about 19% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VERO BEACH 32968 market on paper
$399,999 is 27% below the VERO BEACH 32968 median of $550,000, and at $268/sqft it sits under the Vero Beach average of $313.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
187 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,000, now $399,999 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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