Kat Bonelli
$27,500≈$362 /mo all-in ↓

3822 Hwy 98 N, Okeechobee FL 34972, OKEECHOBEE, FL, 34972

Active217 days on marketListed Jan 6, 2026MLS #R11152266

✦ Priced 50% below the OKEECHOBEE 34972 medianBASSWOOD ESTATES

About this home

3822 Hwy 98 N, Okeechobee FL 34972

BASSWOOD ESTATES~Prime vacant land located directly on a main highway, offering excellent visibility and easy access. This desirable parcel features paved road frontage with utilities available at the road, including nearby electric. Conveniently situated close to local amenities and major highways, making commuting simple and efficient. Surrounded by mature trees, this property offers both accessibility and natural appeal. Ideal opportunity for investors or future development. Adjacent property RX-11152242 is also for sale, offering the opportunity to expand acreage or investment potential.

Facts & features

The home at a glance

0.19 ac

Lot size

Inside

Outside & construction

FacesSouthwest

Community & fees

Taxes (2025)$332/yr
CommunityPaved Road

Utilities & systems

UtilitiesElectricity Connected · No Utilities · Electricity Available · None

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$362 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$162
FHA mortgage insurance (est.)$12
Property tax — 2025 actual bill$28
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $963Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $963
Interest rate6.00%
Loan term

Estimated payment

$362/mo

Principal & interest$162
FHA mortgage insurance (est.)$12
Property taxes (actual bill)$28
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Okeechobee

Map of 3822 Hwy 98 N, Okeechobee FL 34972

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34972 — neighborhood snapshot

Population

19,185

Median age

38.7

Median income

$53,902

Median home value

$193,300

Avg household

2.76

Households w/ children

2,367

The numbers that matter

The Okeechobee market

Seller’s marketLeans buyer — 11.2 months of inventoryBuyer’s market

$225K → $244K

Okeechobee median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the OKEECHOBEE 34972 median. See the full Okeechobee market guide →

Paper trail

This home's history

Jan 6, 2026Listed at $27,500 · 217 days on market since

Reality check

What actually sold near 3822 Hwy 98 N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3704 NW 36th Avenue, FL 34972Sold · Sep ’25

$215,000

3704 NW 36th Avenue, FL 34972 · same community

2 bd · 1 ba · 999 sqft · $215/sqft · 13 DOM

3307 NW 39th Avenue, Okeechobee FL 34972Sold · Jan ’26

$240,000

3307 NW 39th Avenue, Okeechobee FL 34972 · same community

3 bd · 2 ba · 1,103 sqft · $218/sqft · 49 DOM

3966 NW 20th Avenue, FL 34972Sold · Feb ’26

$220,000

3966 NW 20th Avenue, FL 34972 · same community

2 bd · 2 ba · 1,158 sqft · $190/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3822 Hwy 98 N — start here.

CallText
kathleen.bonelli@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3822 Hwy 98 N — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

3822 Hwy 98 N FAQs

What would the monthly payment be for 3822 Hwy 98 N, Okeechobee FL 34972?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3822 Hwy 98 N, Okeechobee FL 34972?+

The most recent tax bill on record (2025) was $332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $27,500, this home is listed about 90% below the Okeechobee median of $275,000. The market section on this page shows how the area is trending.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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