, SEBASTIAN, FL, 32958
Active375 days on marketListed Jul 11, 2025MLS #R11106860
About this home
Welcome To Paradise: BUILD Your DREAM HOME on this spectacular lakefront lot with over 120 feet of waterfront, docks allowed for phenomenal fishing; enjoy Majestic Sunrises & Sunsets, PLUS space for your Boat/RV/Toys. Quiet community of only 45 homesites with no through streets.(Peace & Quiet). A Lifetime of Walking your neighborhood, Beautiful Beaches, World Class In-Shore & Off-Shore only minutes away. Location is perfect in this charming historic fishing village, & close to everywhere you want to be! Sizes approx/subject to error.
Facts & features
The home at a glance
0.9 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,585 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,585/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebastian
Get to know Sebastian. See the full Sebastian guide →
SEBASTIAN 32958 — neighborhood snapshot
Population
29,641
Median age
59
Median income
$68,276
Median home value
$279,100
Avg household
2.21
Households w/ children
1,807
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$710,000
717 W Fischer Circle, Sebastian FL 32958 · same community
3 bd · 2.5 ba · 2,208 sqft · $322/sqft · 3 DOM
Sold · Aug ’25$197,000
454 TUNISON LANE
2 bd · 1 ba · 891 sqft · $221/sqft · 97 DOM
Sold · Jul ’26$255,000
126 Ormond Court, Sebastian FL 32958
2 bd · 1 ba · 904 sqft · $282/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,585/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $2,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebastian?+
At $189,000, this home is listed about 43% below the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Sebastian Elementary School (elementary), Sebastian River Middle School (middle), Sebastian River High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEBASTIAN 32958 market on paper
$189,000 is 48% below the SEBASTIAN 32958 median of $364,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
375 days on market against a Sebastian median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $199,000, now $189,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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