1055 Lake Josephine Drive, Sebring FL 33875, SEBRING, FL, 33875
Active2398 days on marketListed Jan 23, 2020MLS #R10594872
About this home
1055 Lake Josephine Drive, Sebring FL 33875
Ideal for 1031 Exchange Buy now Build later Benefit immediately & secure an agricultural exemption. Approved & zoned 4 homes per acre 95-acre single family residential includes 7 parcels, 277' frontage along highly visible US 27, 4,000' frontage along Lake Josephine Creek. $33,684 Acre, $8,421 Unit. No impact fees. Water & electric nearby. Nearby launch area on Lake Josephine. Property within 2 hr radius of 86% of Florida's population. Sebring featured Spring 2025 on HGTV Hometown Takeover .Locally 113 lakes, 16 golf courses, Sebring Int'l Raceway, & Sebring Regional Airport. Buyer responsible for all due diligence regarding zoning, permitting, construction, soil quality, utilities, etc., to ensure that land is suitable & buildable for buyers' needs
Facts & features
The home at a glance
95 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,629 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,629/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $269K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11329% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 1055 Lake Josephine Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1055 Lake Josephine Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1055 Lake Josephine Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1055 Lake Josephine Drive FAQs
What would the monthly payment be for 1055 Lake Josephine Drive, Sebring FL 33875?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1055 Lake Josephine Drive, Sebring FL 33875?+
The most recent tax bill on record (2019) was $29. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $3,200,000, this home is listed about 967% above the Sebring median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1055 Lake Josephine Drive, Sebring FL 33875?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,200,000 runs 11329% above the SEBRING 33875 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
2398 days on market against a Sebring median of 63 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $4,000,000, now $3,200,000 — a $800K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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