100 EL CAMINO DR UNIT 309, WINTER HAVEN, FL, 33884
Active1 days on marketListed Aug 7, 2026MLS #P4939537
About this home
100 EL CAMINO DR UNIT 309
Charming 2-bedroom, 2-bath third floor unit located in a peaceful, well-kept 55+ community tucked away from the main road. This spacious condo features an open floor plan with a large living room, dining area, and kitchen, perfect for entertaining. Enjoy your morning coffee or unwind at the end of the day lounging in the beautiful Florida room overlooking a serene lagoon. Additional perks include easy access to the elevator and on-site laundry. The monthly condo fee includes the use of the clubhouse and community pool, gas, water, trash, cable, internet, pest control, and exterior & grounds maintenance. Call us Today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,579
Sqft
0.01 ac
Lot size
1971
Year built
One
Levels
$63
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$876 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Orchid Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Orchid Springs — neighborhood snapshot
Population
1,058
Median age
33
Median income
$57,534
Median home value
$265,200
Avg household
3
Households w/ children
188
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 100 EL CAMINO DR UNIT 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 EL CAMINO DR UNIT 309 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
100 EL CAMINO DR UNIT 309 FAQs
What would the monthly payment be for 100 EL CAMINO DR UNIT 309?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $876/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 100 EL CAMINO DR UNIT 309?+
The most recent tax bill on record (2025) was $1,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 100 EL CAMINO DR UNIT 309?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $99,000, this home is listed about 65% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 100 EL CAMINO DR UNIT 309?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ASSOCIATE REALTY · Chrissi Jasso. MLS #P4939537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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