Kat Bonelli
$1,9503 bd2 ba1,513 sqft$1 /sqft$174 /mo all-in ↓

2005 N LAKE ELOISE DRIVE, WINTER HAVEN, FL, 33884

Active57 days on marketListed Jun 11, 2026MLS #P4938854

Priced 99% below the WINTER HAVEN 33884 medianSingle Family ResidenceELOISE WOODS LAKE ROY UNIT

About this home

2005 N LAKE ELOISE DRIVE

3 Bedroom 2 bath home for lease AVAILABLE OCTOBER 2026: Ideally located near the Lake Summit Boat Ramp and Park, 2005 N Lake Eloise is a beautifully maintained and spacious single-family home offering comfort, convenience, and charm. Enjoy relaxing evenings, morning coffee, or peaceful outdoor living from the private screened-in patio overlooking the fully fenced backyard. The patio also features a convenient pet door and can be accessed directly from both the vaulted-ceiling living room and the private primary suite. The primary suite offers an ensuite bathroom complete with a beautifully tiled walk-in shower, while the guest bathroom includes a tub and shower combination. A full-size two-car garage provides secure entry and ample additional storage space. All kitchen appliances are included, along with a washer and dryer for added convenience. Availability Available October 2026 Amenities Include: Tile Flooring throughout living areas Carpet in Primary Bedroom 2 car garage Fenced in back yard Appliances include: Full Size Washer and Dryer Oven/Stove Dishwasher Refrigerator and Freezer with Water Dispenser and Ice Maker Microwave Pricing: $1,950/month Tenant Pays: electric, internet, water/sewer, lawn/landscaping, and telephone

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,513

Sqft

0.18 ac

Lot size

2

Garage

2005

Year built

One

Levels

$1

Per sqft

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Private Yard · Sliding Doors

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $68Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $68
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Haven actives

$1 vs $170

Days on market

57 vs 48 typical

Where $1/sqft sits among the 400 Winter Haven actives

0 · this home
7
34
151
151
57
$1–43$43–85$85–127$127–169$169–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eloise Woods

Map of 2005 N LAKE ELOISE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World48 min
Universal Orlando58 min
Downtown Tampa59 min
Downtown Orlando64 min
Orlando Int’l Airport (MCO)69 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

Eloise Woods — neighborhood snapshot

Population

3,227

Median age

43

Median income

$74,677

Median home value

$296,594

Avg household

3

Households w/ children

305

For the school run

Polk County School District

MiddleDenison Middle School★★★★
ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

194 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $1,950 · 57 days on market since
2005Built · ELOISE WOODS LAKE ROY UNIT

Reality check

What actually sold near 2005 N LAKE ELOISE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

412 W LAKE SUMMIT DRIVESold · Apr ’26

$170,000

412 W LAKE SUMMIT DRIVE · same community

3 bd · 2 ba · 1,465 sqft · $116/sqft · 111 DOM

132 MILLER DRIVESold · Jun ’26

$220,000

132 MILLER DRIVE · same community

3 bd · 2 ba · 1,344 sqft · $164/sqft · 45 DOM

125 LAKE ROY DRIVESold · Oct ’25

$565,000

125 LAKE ROY DRIVE · same community

3 bd · 3 ba · 1,900 sqft · $297/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2005 N LAKE ELOISE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2005 N LAKE ELOISE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

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Goes straight to Kat’s phone and CRM.

Straight answers

2005 N LAKE ELOISE DRIVE FAQs

What would the monthly payment be for 2005 N LAKE ELOISE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2005 N LAKE ELOISE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $1,950, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2005 N LAKE ELOISE DRIVE?+

Denison Middle School (middle), Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CARREROU ENTERPRISES, LLC · Ozzie Carrerou. MLS #P4938854.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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