1491 AXEL CIRCLE, WINTER HAVEN, FL, 33880
Active166 days on marketListed Feb 10, 2026MLS #P4937768
About this home
1491 AXEL CIRCLE
Neighboring home just completed lender valuation and confirms steady valuation trends. This home is a steal and OWNERS ARE MOTIVATED!!! The immaculately kept 2023 home offers the same floor plan, Upgraded Flooring, Caged Saltwater Pool with a Safety Alarm System, Spacious Gazebo, and many more outstanding features. Located in Winter Haven near the scenic Chain of Lakes, this 5 Bedroom 3 Bathroom home with two Flex Rooms is move in ready and close to everything loved like easy commuting, Grocery Stores, Shopping, Dining, Boat Ramps, Scenic Walking Trails, Theme Parks and not too far from Beaches and Cruise Ports! The Outside Oasis offers a Relaxing Retreat for Outdoor Dining, Lounging, or Entertaining while overlooking this communities Beautiful Pond. Unique Bonus Room with a Sound Proofing wall, ideal for Recording Studios, Podcasters, Musicians, Content Creators or any Work from home professionals needing their quiet space. This home shows like new with Fresh Interior Paint, New Luxury Laminate Flooring, Carrara Porcelain Tile for a sleek modern finish. You will appreciate the Bright open concept living area, Spacious Kitchen, and Water Softener for a supreme refreshing quench. With its flexible floor plan, this home can easily accommodates Large Families, Multi Generational living or hosting guests comfortably. It's is a must see in a highly sought after community!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,022
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$161 vs $171
Days on market
166 vs 42 typical
Where $161/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
192 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 1491 AXEL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$262,000
1368 AXEL CIRCLE · same community
3 bd · 2 ba · 1,440 sqft · $182/sqft · 105 DOM
Sold · Jun ’26$646,500
441 ARCHAIC DRIVE
4 bd · 3 ba · 2,947 sqft · $219/sqft · 207 DOM
Sold · May ’26$455,000
1600 N LAKE SHIPP DRIVE SW
4 bd · 3.5 ba · 3,201 sqft · $142/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1491 AXEL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1491 AXEL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1491 AXEL CIRCLE FAQs
What would the monthly payment be for 1491 AXEL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,720/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1491 AXEL CIRCLE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1491 AXEL CIRCLE?+
The most recent tax bill on record (2025) was $4,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1491 AXEL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $485,900, this home is listed about 70% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1491 AXEL CIRCLE?+
Westwood Middle School (middle), Lake Region High School (high), Clarence Boswell Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,900 runs 116% above the WINTER HAVEN 33880 median — but at 3,022 sqft it's also nearly twice the size of the typical Winter Haven listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
166 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,900, now $485,900 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Andrea Friedmann. MLS #P4937768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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