4051 S WINDING OAKS DRIVE, HOMOSASSA, FL, 34446
Active4 days on marketListed Aug 7, 2026MLS #OM729956
About this home
4051 S WINDING OAKS DRIVE
Get ready to fall in love with a home that feels warm, welcoming, and wonderfully livable from the moment you arrive. This charming three-bedroom, two-bathroom residence sits peacefully within a quiet Homosassa neighborhood, positioned on a corner lot that enhances both privacy and curb appeal. A NEW ROOF will be installed by the seller prior to closing, offering peace of mind and long-term protection for the new owner and AC was updated in 2020. A 2-car garage and a fully fenced backyard create an inviting first impression that continues throughout the interior. Inside, the home opens to high ceilings and 1,728 square feet of well-maintained living space, where every room carries a sense of comfort and ease. The open-concept kitchen is thoughtfully designed with beautiful wood cabinetry, a generously sized pantry, a breakfast bar, and a convenient pass-thru that expands both functionality and flow. Adjoining living and dining areas offer comfortable dimensions for everyday relaxation and effortless entertaining. An oversized family room becomes a natural gathering space, complete with French doors that lead to a screened-in porch, for enjoying Florida’s breezy afternoons or unwinding at the end of the day. The home’s bedroom layout is crafted to support a variety of lifestyle needs. The primary suite features a walk-in closet and a built-in window seat—an ideal nook for reading or quiet moments—along with an ensuite bath offering a shower/tub combination. Two additional bedrooms provide flexible space for guests, hobbies, or a dedicated home office. Outdoor enthusiasts will appreciate the location’s balance of nature and convenience. Just minutes away, the Homosassa Springs State Wildlife Park offers unforgettable encounters with Florida’s natural beauty, while waterfront dining provides the perfect backdrop for evening outings. Boaters and anglers can reach the Homosassa Public Boat Ramp in under six miles, making spontaneous days on the water a breeze. Despite its peaceful, country-like setting, the home remains a few miles from medical facilities, everyday shopping and schools. This property delivers a rare blend of comfort, style, and geographic convenience—an opportunity you’ll want to experience in person. Don’t miss out—call today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.28 ac
Lot size
2
Garage
2003
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs Homosassa actives
$168 vs $175
Days on market
4 vs 62 typical
Where $168/sqft sits among the 226 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
111 of 226
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4051 S WINDING OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$335,775
4119 S WINDING OAKS DRIVE · same community
3 bd · 2 ba · 1,983 sqft · $169/sqft · 142 DOM
Sold · Oct ’25$303,000
4160 S OAKHURST DRIVE · same community
3 bd · 2 ba · 1,472 sqft · $206/sqft · 29 DOM
Sold · Sep ’25$180,000
5326 S BLANCA POINT
3 bd · 2 ba · 1,736 sqft · $104/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4051 S WINDING OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4051 S WINDING OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4051 S WINDING OAKS DRIVE FAQs
What would the monthly payment be for 4051 S WINDING OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4051 S WINDING OAKS DRIVE?+
The most recent tax bill on record (2025) was $1,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $289,900, this home is listed about 17% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.
Which schools are assigned to 4051 S WINDING OAKS DRIVE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Bruce Brunk. MLS #OM729956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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