4908 SW 45TH CIRCLE, OCALA, FL, 34474
Active2 days on marketListed Jul 21, 2026MLS #OM728904
About this home
4908 SW 45TH CIRCLE
Welcome to this meticulously maintained, move-in ready 2-bedroom, 2.5-bath townhome located in the sought-after gated, all-ages community of Wynchase at Fore Ranch. Offering 1,134 square feet of thoughtfully designed living space, this beautiful home combines comfort, style, and low-maintenance living in an unbeatable location. Step inside to a light-filled, open-concept floor plan featuring a modern kitchen complete stainless appliances, prep island, ample cabinetry, a convenient breakfast bar, and seamless flow into the inviting living and dining areas—perfect for everyday living and entertaining. A first-floor half bath adds extra convenience for guests. Upstairs, you'll find two spacious primary-style bedroom suites, each offering large windows that fill the rooms with natural light, generous walk-in closets, and private en-suite bathrooms with shower/tub combinations, creating the perfect retreat for family or guests. Enjoy Florida living year-round from your private 6' x 11' enclosed lanai, an ideal spot for morning coffee or evening relaxation. Beyond the lanai, a semi-fenced courtyard area provides additional privacy. Wynchase residents enjoy exceptional resort-style amenities, including a sparkling community pool, tennis courts, a fitness center with updated equipment, and beautifully landscaped walking paths. Conveniently located just minutes from shopping, dining, hospitals, and I-75, this home offers the perfect blend of tranquility and accessibility. Whether you're a first-time homebuyer, seasonal resident, or looking to downsize without sacrificing comfort, this exceptional townhome is ready to welcome you home.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,161
Sqft
0.02 ac
Lot size
2008
Year built
Two
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,638 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,638/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
$/sqft vs Ocala actives
$138 vs $181
Days on market
2 vs 43 typical
Where $138/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4908 SW 45TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$169,900
4908 SW 45TH CIRCLE · same community
2 bd · 2.5 ba · 1,161 sqft · $146/sqft · 45 DOM
Sold · Jul ’26$160,000
4900 SW 45 STREET
2 bd · 2.5 ba · 1,161 sqft · $138/sqft · 35 DOM
Sold · Oct ’25$150,000
4429 SW 49TH AVENUE
2 bd · 2.5 ba · 1,134 sqft · $132/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4908 SW 45TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4908 SW 45TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4908 SW 45TH CIRCLE FAQs
What would the monthly payment be for 4908 SW 45TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,638/mo — principal and interest, the actual property-tax bill, the $275/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4908 SW 45TH CIRCLE?+
The association fee works out to $275 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4908 SW 45TH CIRCLE?+
The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4908 SW 45TH CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $159,900, this home is listed about 47% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4908 SW 45TH CIRCLE?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TCT REALTY GROUP LLC · Jorge Barreiro. MLS #OM728904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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