1220 NE 16TH AVENUE, OCALA, FL, 34470
Active20 days on marketListed Jul 13, 2026MLS #OM728095
About this home
1220 NE 16TH AVENUE
Welcome to this beautifully updated 3-bedroom, 2-bath pool home offering the perfect combination of comfort, style, and outdoor living. Filled with natural light, the open layout features modern finishes and a warm, inviting atmosphere that's move-in ready from day one. Step outside to your private backyard retreat, complete with a refinished swimming pool, brand-new pool deck, and a charming brick fireplace/grill area—perfect for entertaining family and friends or simply relaxing year-round. Recent updates include a new roof (2026) and an updated HVAC system, providing added peace of mind for years to come. With a functional floor plan, exceptional outdoor amenities, and thoughtful improvements throughout, this home is ready for its next owner to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,084
Sqft
0.45 ac
Lot size
1965
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.5%
$/sqft vs Ocala actives
$154 vs $184
Days on market
20 vs 43 typical
Where $154/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1220 NE 16TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$485,000
910 SE 2ND STREET
4 bd · 3 ba · 2,046 sqft · $237/sqft · 25 DOM
Sold · Oct ’25$199,000
205 NE SANCHEZ AVENUE
4 bd · 2 ba · 2,002 sqft · $99/sqft · 12 DOM
Sold · Mar ’26$760,000
137 SE WATULA AVENUE
3 bd · 3.5 ba · 2,250 sqft · $338/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1220 NE 16TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1220 NE 16TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
1220 NE 16TH AVENUE FAQs
What would the monthly payment be for 1220 NE 16TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1220 NE 16TH AVENUE?+
The most recent tax bill on record (2025) was $1,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $319,900, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1220 NE 16TH AVENUE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$319,900 runs 45% above the OCALA 34470 median — but at 2,084 sqft it's also 20% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA HOMES REALTY LLC · Lucas Isaza. MLS #OM728095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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