7945 MIDWAY DRIVE TERRACE UNIT H201, OCALA, FL, 34472
Active27 days on marketListed Jul 8, 2026MLS #OM728020
About this home
7945 MIDWAY DRIVE TERRACE UNIT H201
This 2 Bedroom 2 Bath Condo is an upstairs unit with a view of both the golf course and lake. Located in the 55+ community of Derby Downs which is on a dead-end street with a golf course surrounding its perimeters along with lakes and greenways which keeps it more private. The neighborhood has lots of shade and beauty from the oak trees along with the style and color of the buildings which lend to the equestrian look. The outside maintenance of the building and grounds along with new roofs are part of the included amenities. Publix and Walmart are 6 minutes away. The rest of Ocala is a close drive with many restaurants, shopping, parks, entertainment, springs, lakes, golfing and much more. The Villages with all of its entertainment options is nearby also. Residents can use Silver Springs Shores Community Center with pools, pickleball, exercise room, community center and activities. Don't miss this one, priced to sell.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0.01 ac
Lot size
1987
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.3%
$/sqft vs Ocala actives
$113 vs $187
Days on market
27 vs 48 typical
Where $113/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
158 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7945 MIDWAY DRIVE TERRACE UNIT H201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$113,000
7990 MIDWAY DRIVE TERRACE UNIT M101 · same community
2 bd · 2 ba · 840 sqft · $135/sqft · 304 DOM
Sold · Sep ’25$164,999
8940 SE 87TH TERRACE
2 bd · 1 ba · 912 sqft · $181/sqft · 75 DOM
Sold · Jul ’26$199,000
2 OAK COURT PASS
2 bd · 2 ba · 958 sqft · $208/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7945 MIDWAY DRIVE TERRACE UNIT H201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7945 MIDWAY DRIVE TERRACE UNIT H201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
7945 MIDWAY DRIVE TERRACE UNIT H201 FAQs
What would the monthly payment be for 7945 MIDWAY DRIVE TERRACE UNIT H201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,269/mo — principal and interest, the actual property-tax bill, the $338/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7945 MIDWAY DRIVE TERRACE UNIT H201?+
The association fee works out to $338 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7945 MIDWAY DRIVE TERRACE UNIT H201?+
The most recent tax bill on record (2025) was $2,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7945 MIDWAY DRIVE TERRACE UNIT H201?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $94,900, this home is listed about 68% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7945 MIDWAY DRIVE TERRACE UNIT H201?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED PROPERTIES OF CEN/FL · Mark Daconta. MLS #OM728020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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