4660 SW 130TH STREET, OCALA, FL, 34473
Active27 days on marketListed Jul 7, 2026MLS #OM727986
About this home
4660 SW 130TH STREET
Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,463 square feet of thoughtfully designed living space in the growing Marion Oaks community. From the inviting covered front porch to the functional open floor plan, this home is designed for both everyday comfort and effortless entertaining. Natural light fills the living and dining areas, creating a warm and welcoming atmosphere that flows seamlessly into the heart of the home. The kitchen features granite countertops, ample cabinet and counter space, and a dedicated drinking water faucet with a built-in water filtration system, providing added convenience for everyday living. The split-bedroom layout offers privacy and functionality, making it ideal for families, guests, or those working from home. The spacious primary suite is tucked away at the rear of the home and serves as a private retreat, complete with a large walk-in closet and an ensuite bathroom featuring a double vanity, a beautifully tiled walk-in shower, and plenty of room to start and end your day in comfort. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home, offering flexible space for family, visitors, or a home office. Step outside to enjoy Florida living from the covered rear patio overlooking the fully fenced backyard, providing plenty of room for pets, play, gardening, or weekend barbecues. Situated on a desirable corner lot, the property offers additional yard space, enhanced privacy, and attractive curb appeal. Conveniently located in Marion Oaks, this home is just minutes from Highway 484, I-75, shopping, dining, schools, and everyday conveniences, making commuting and running errands a breeze. Whether you're searching for your first home, looking to downsize, or simply want a move-in ready property in a convenient location, this home is ready to welcome its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,463
Sqft
0.26 ac
Lot size
2
Garage
2021
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs MARION OAKS UN 07
$184 vs $165
Days on market
27 vs 48 typical
Where $184/sqft sits among the 13 homes for sale in MARION OAKS UN 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 13
MARION OAKS UN 07 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4660 SW 130TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$254,000
4483 SW 132ND STREET · same community
3 bd · 2 ba · 1,542 sqft · $165/sqft · 25 DOM
Sold · May ’26$265,000
3216 SW 127TH STREET · same community
3 bd · 2 ba · 1,555 sqft · $170/sqft · 179 DOM
Sold · Jun ’26$320,000
3599 SW 127TH LANE ROAD · same community
3 bd · 2 ba · 1,562 sqft · $205/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4660 SW 130TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4660 SW 130TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4660 SW 130TH STREET FAQs
What would the monthly payment be for 4660 SW 130TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4660 SW 130TH STREET?+
The most recent tax bill on record (2025) was $4,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4660 SW 130TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $269,900, this home is listed about 10% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4660 SW 130TH STREET?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Alberto Rodriguez. MLS #OM727986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 4660 SW 130TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kat to ping you on any price or status change →