
4370 E AMHERST STREET, HERNANDO, FL, 34442
Active14 days on marketListed Jul 6, 2026MLS #OM727962
About this home
4370 E AMHERST STREET
Welcome home to this beautifully maintained 2023 manufactured home offering approximately 1,456 square feet of comfortable living space on a generous 0.34-acre lot. Featuring 3 bedrooms and 2 bathrooms, the open-concept floor plan provides a bright, inviting living area that flows seamlessly into the spacious kitchen and dining area—perfect for everyday living and entertaining. Custom composite interior window shutters add to the appeal. Start your mornings or unwind in the evenings on the large front deck, thoughtfully screen enclosed from top to bottom, including screening underneath the deck to help keep insects out while allowing you to enjoy Florida's outdoor lifestyle in comfort. The split-bedroom layout provides privacy for the primary suite complete with custom tile step in shower and huge walk-in closet, while the expansive homesite offers plenty of room outside for RV or boat parking, gardening, or future outdoor amenities. Property is fenced with solar powered, coded gate and cross fenced for added privacy out back. Double gates allow convenient access to the back yard which features 2 sheds. Metal shed provides ample storage for garden tools while the 10 x 16 wood shed with power makes for a great work shop. Home is wired to accept a portable generator with connection outlet under rear deck. Conveniently located near shopping, restaurants, medical facilities, lakes, public boat ramps, and the many recreational opportunities Citrus County has to offer, this move-in-ready home delivers modern comfort, peaceful surroundings, and plenty of outdoor space to enjoy. And for added peace of mind, a transferrable manufacturer warranty until August of 2029 is available. Call and schedule your viewing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
0.34 ac
Lot size
2023
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,903 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.5%
$/sqft vs Hernando actives
$189 vs $197
Days on market
14 vs 37 typical
Where $189/sqft sits among the 101 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
51 of 101
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4370 E AMHERST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$195,250
2846 N KITTERY POINT
2 bd · 2 ba · 1,437 sqft · $136/sqft · 43 DOM
Sold · Aug ’25$165,000
2922 N WHEATON POINT
3 bd · 2 ba · 1,404 sqft · $118/sqft · 5 DOM
Sold · Apr ’26$190,000
2651 N CANTERBURY LAKE DRIVE
2 bd · 2 ba · 1,396 sqft · $136/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4370 E AMHERST STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4370 E AMHERST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
4370 E AMHERST STREET FAQs
What would the monthly payment be for 4370 E AMHERST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,903/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4370 E AMHERST STREET?+
The most recent tax bill on record (2025) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4370 E AMHERST STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $275,000, this home is listed about 26% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4370 E AMHERST STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Mark States. MLS #OM727962.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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