12106 SE 74TH TERRACE, BELLEVIEW, FL, 34420
Active43 days on marketListed Jun 24, 2026MLS #OM727235
About this home
12106 SE 74TH TERRACE
Virtually Staged. Better Than New – Fully Updated 3 Bedroom, 2 Bath Home in Lake Weir Gardens! Nestled in the established community of Lake Weir Gardens, this beautifully updated concrete block home offers the perfect blend of modern upgrades, quality construction, and a peaceful rural atmosphere—all while remaining conveniently close to shopping, restaurants, medical facilities, and everyday necessities. This 3-bedroom, 2-bath home offers over 1,500 square feet of comfortable living space and has undergone extensive improvements, making it truly move-in ready. From the moment you arrive, you’ll appreciate the freshly landscaped grounds, newly painted exterior completed in 2026, and durable metal roof installed in 2021, creating exceptional curb appeal and a welcoming first impression. Step inside to discover a bright and inviting interior featuring luxury plank flooring throughout and an open-concept layout designed for today’s lifestyle. The beautifully renovated kitchen, updated in 2020, serves as the heart of the home with butcher block countertops, a stylish tile backsplash, stainless steel appliances, and a new dishwasher installed in 2026. The open design allows for effortless entertaining while keeping family and guests connected. Recent improvements include: * Metal roof (2021) * Complete interior and exterior paint (2026) * Fresh landscaping * New 3-ton, 14.5 SEER HVAC system (2026) * New dual pane windows and exterior doors (2026) * New well pump (2026) with a two-year warranty * New dishwasher (2026) * New ceiling fans, fixtures, switches, and receptacles throughout Both bathrooms were completely renovated in 2026 with tasteful finishes, modern fixtures, and contemporary styling, creating a fresh, turnkey feel throughout the home. Step outside and enjoy Florida living from the spacious screened lanai overlooking the backyard. Whether you’re enjoying your morning coffee, hosting friends, or simply relaxing in the evening, this outdoor space provides the perfect extension of the home. The partially fenced backyard features newly installed fencing and offers plenty of room for pets, gardening, and outdoor enjoyment. Situated on just under one-third of an acre, the property also includes a detached two-car concrete block and stucco garage, providing ample room for vehicles, storage, hobbies, or a workshop. Plus a metal shed for added storage. One of the most appealing features of this property is the freedom it provides—there is no HOA and no deed restrictions, allowing you greater flexibility for your lifestyle, recreational vehicles, boats, trailers, and personal property. Combining extensive renovations, major system updates, fresh landscaping, and solid concrete block construction, this home delivers exceptional value and peace of mind. With nearly every major component already updated, all that’s left to do is move in and start enjoying the lifestyle you’ve been looking for. Beautifully renovated, thoughtfully updated, and truly better than new—this Lake Weir Gardens gem offers modern comfort, country charm, and the freedom of no HOA living. Make you appointment to see it today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
0.28 ac
Lot size
2
Garage
1984
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Belleview actives
$192 vs $178
Days on market
43 vs 33 typical
Where $192/sqft sits among the 147 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $266K
Belleview median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
67 of 147
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12106 SE 74TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$217,000
11888 SE 71ST AVENUE ROAD · same community
2 bd · 2 ba · 1,508 sqft · $144/sqft · 67 DOM
Sold · Jul ’26$236,000
11651 SE 72ND TERRACE ROAD · same community
3 bd · 2 ba · 1,469 sqft · $161/sqft · 3 DOM
Sold · Sep ’25$239,000
11793 SE 74TH TERRACE · same community
3 bd · 2 ba · 1,435 sqft · $167/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12106 SE 74TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12106 SE 74TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
12106 SE 74TH TERRACE FAQs
What would the monthly payment be for 12106 SE 74TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,175/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12106 SE 74TH TERRACE?+
The most recent tax bill on record (2025) was $2,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleview?+
At $289,900, this home is listed about 4% above the Belleview median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12106 SE 74TH TERRACE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Jennifer Trail. MLS #OM727235.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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