3125 SW 172ND LANE ROAD, OCALA, FL, 34473
Active38 days on marketListed Jun 30, 2026MLS #OM726737
About this home
3125 SW 172ND LANE ROAD
CHARMING and PRISTINE 2024 Move-In Ready Home in Marion Oaks. Nestled in a peaceful Marion Oaks neighborhood, this pristine 2024-built home perfectly balances modern efficiency with cozy, quaint charm. Boasting excellent curb appeal with stone landscaping and a welcoming front patio, this 4-bedroom, 2-bathroom residence features an open, split-floor plan. Inside, the bright and inviting living room features airy vaulted ceilings and durable luxury vinyl plank flooring throughout the main living areas. The open kitchen is a chef’s delight, equipped with a functional center island, granite countertops, under-cabinet lighting, stainless steel appliances, and upgraded fixtures. Retreat to the spacious primary suite, highlighting vaulted ceilings, a large walk-in closet, and an ensuite bath with a custom-tiled glass shower and quartz-top vanity. The standout feature of this property is the expansive, private 38x12 screened lanai. Outfitted with privacy screening and dual ceiling fans, it offers a seamless indoor-outdoor living experience looking out to the fully fenced backyard with secure aluminum fencing. Additional upgrades include a two-car garage, seamless gutters, and a hardwired ADT security camera system. Enjoy quiet, modern living just minutes from Central Florida's best outdoor recreation.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,702
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs MARION OAKS UN 04
$176 vs $177
Days on market
38 vs 50 typical
Where $176/sqft sits among the 36 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 36
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3125 SW 172ND LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$271,500
16715 SW 21ST CIRCLE · same community
4 bd · 2 ba · 1,696 sqft · $160/sqft · 18 DOM
Sold · Mar ’26$265,000
2692 SW 161ST LOOP · same community
4 bd · 2 ba · 1,696 sqft · $156/sqft · 168 DOM
Sold · Dec ’25$297,500
2041 SW 178TH LANE ROAD · same community
4 bd · 2 ba · 1,715 sqft · $173/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3125 SW 172ND LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3125 SW 172ND LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
3125 SW 172ND LANE ROAD FAQs
What would the monthly payment be for 3125 SW 172ND LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3125 SW 172ND LANE ROAD?+
The most recent tax bill on record (2025) was $3,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $300,000, this home is priced right at the Ocala median.
Which schools are assigned to 3125 SW 172ND LANE ROAD?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - OCALA · Joe Brown. MLS #OM726737.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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