5059 SW 196TH AVENUE, DUNNELLON, FL, 34431
Active56 days on marketListed Jun 12, 2026MLS #OM726425
About this home
5059 SW 196TH AVENUE
Close to Rainbow River recreation, this 3-BD/2-BA half duplex offers a 1-car garage, a fully fenced backyard and 1,380 square feet of comfortable living space! Tile flooring runs throughout the home, giving the main living areas and bedrooms a durable, easy-care finish. Sliding glass doors bring natural light into the living room and open to a screened porch overlooking the backyard. Granite countertops, stainless appliances, and a pass-through view into the dining area give the kitchen a comfortable layout. A split floor plan places the main ensuite on one side of the home, with 2 additional bedrooms and a shared bath on the opposite side. Both the main bedroom and one guest bedroom include sliders to the screened porch adding another connection to the outdoor space. New vanities bring an updated finish to the bathrooms. Washer and dryer are located in the 1-car garage, with additional space for storage. Out back, the screened porch connects to a fully fenced back yard space giving kids and pets a defined outdoor area to enjoy. The property extends beyond the fence to give an additional outdoor area. Located near the Rainbow River area, this home keeps tubing, boating, local dining, and everyday Dunnellon conveniences within easy reach. With a 2020 roof, 2022 AC and 2026 water heater this home offers peace of mind for many years.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.29 ac
Lot size
1
Garage
1994
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$170 vs $185
Days on market
56 vs 39 typical
Where $170/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
169 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 518% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 5059 SW 196TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$230,000
4980 SW 195TH AVENUE · same community
3 bd · 2 ba · 1,470 sqft · $156/sqft · 336 DOM
Sold · Mar ’26$169,000
4960 SW 195TH AVENUE · same community
2 bd · 2 ba · 1,076 sqft · $157/sqft · 13 DOM
Sold · Nov ’25$248,900
6320 SW 204TH AVENUE
3 bd · 2 ba · 1,380 sqft · $180/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5059 SW 196TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5059 SW 196TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
5059 SW 196TH AVENUE FAQs
What would the monthly payment be for 5059 SW 196TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5059 SW 196TH AVENUE?+
The most recent tax bill on record (2025) was $2,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5059 SW 196TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $235,000, this home is listed about 22% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Marlene Williamson. MLS #OM726425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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