Kat Bonelli
$224,9002 bd2 ba1,197 sqft$188 /sqft$2,129 /mo all-in ↓

826 W COCKATIEL LOOP, HERNANDO, FL, 34442

Active59 days on marketListed May 22, 2026MLS #OM725250

Priced 20% below the HERNANDO 34442 medianSingle Family ResidenceFOREST RIDGE VILLAGE ADD 02

About this home

826 W COCKATIEL LOOP

Carefree living at its finest! This two-bedroom, two-bathroom, two-car garage home in an ideal location is waiting for you. Vaulted ceilings create a beautifully well-lit living area, complemented by pocket sliders that open to the lanai. The kitchen and breakfast nook offer ample light and space. The master suite also has its own lanai access. The northern rear exposure stays shaded year-round, overlooking a DRA and rows of planted pine trees. Built in 1998 by Citrus Hills Construction, this home has been meticulously cared for and is ready for its second owner. The features don’t stop at the property line. This home offers complete carefree living: your roof, exterior paint, lawn service and landscaping, irrigation, pest control, cable, internet, private roads, and a clubhouse with a pool are all included for $320/month. Still want more from a single property? The adventure continues beyond the Forest Ridge Village HOA! This property includes the Citrus Hills Social Membership, giving you access to all Citrus Hills, Davis Reserve, and Terra Vista amenities: multiple golf courses, fitness centers, access to the Bella Vita luxury spa, the Citrus Hills Tiki, Skyview restaurant, and more. Centrally located within Citrus County, you’ll be across the street from Forest Ridge Elementary School, less than 1 mile from a Publix shopping center, and less than 5 miles from The Shoppes of Black Diamond, Walmart, Target, multiple grocery stores, banks, restaurants, parks, and the Suncoast Parkway for direct access to Tampa International Airport.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,197

Sqft

0.12 ac

Lot size

2

Garage

1998

Year built

One

Levels

$188

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorHigh Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorOther · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$323/mo
Taxes (2025)$2,674/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,129 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property tax — 2025 actual bill$223
HOA fee — from the listing$323
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,872
Interest rate6.00%
Loan term

Estimated payment

$2,129/mo

Principal & interest$1,324
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$223
HOA / condo fee$323
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$183KedgeAI estimate $204,726 · range $190K$243K$253K

vs edgeAI estimate

+9.9%

$/sqft vs Hernando actives

$188 vs $197

Days on market

59 vs 37 typical

Where $188/sqft sits among the 101 Hernando actives

18
17
27 · this home
17
9
13
$119–150$150–181$181–212$212–242$242–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 826 W COCKATIEL LOOP

Drive times from this address

Tampa Int’l Airport (TPA)75 min

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

51 of 101

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

May 22, 2026Listed at $224,900 · 59 days on market since
1998Built · FOREST RIDGE VILLAGE ADD 02

Reality check

What actually sold near 826 W COCKATIEL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

876 W COCKATIEL LOOPSold · Oct ’25

$225,000

876 W COCKATIEL LOOP · same community

2 bd · 2 ba · 1,212 sqft · $186/sqft · 32 DOM

1598 W SPRING MEADOW LOOPSold · Jul ’26

$180,000

1598 W SPRING MEADOW LOOP

2 bd · 2.5 ba · 1,359 sqft · $132/sqft · 5 DOM

780 W SKYVIEW CROSSING DRIVESold · Dec ’25

$256,150

780 W SKYVIEW CROSSING DRIVE

2 bd · 2 ba · 1,513 sqft · $169/sqft · 308 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 826 W COCKATIEL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 826 W COCKATIEL LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

826 W COCKATIEL LOOP FAQs

What would the monthly payment be for 826 W COCKATIEL LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,129/mo — principal and interest, the actual property-tax bill, the $323/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 826 W COCKATIEL LOOP?+

The association fee works out to $323 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 826 W COCKATIEL LOOP?+

The most recent tax bill on record (2025) was $2,674. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 826 W COCKATIEL LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $224,900, this home is listed about 40% below the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 826 W COCKATIEL LOOP?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTRUST REALTY LLC · Joseph Estrada. MLS #OM725250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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