646 MIDWAY DRIVE UNIT A, OCALA, FL, 34472
Active78 days on marketListed May 6, 2026MLS #OM724147
About this home
646 MIDWAY DRIVE UNIT A
If your idea of Florida living includes morning coffee with peaceful views, afternoon golf, and evenings surrounded by nature—this one checks every box. Welcome to Twin Lakes Village East in Silver Springs Shores, where this beautifully updated first-floor condominium offers the kind of easy, lifestyle-driven living that’s hard to find. Perfectly positioned, you’ll enjoy sweeping views of the Silver Springs Shores Golf & Country Club, the serene Florida Greenway Preserve, and Lake Jade—a rare combination of golf, water, and protected natural landscape right from your backyard. Step inside and you’ll immediately notice the care and quality throughout. This home is being offered completely turnkey, making it ideal for seasonal or full-time living—just bring your clothes and settle in. With 1,108 square feet under air, plus a tiled, enclosed lanai (147 sq ft) and an additional paver patio (144 sq ft), there’s no shortage of space to relax, entertain, or simply enjoy the view. The interior has been thoughtfully updated from top to bottom, featuring luxury vinyl plank flooring throughout for a clean, modern feel and easy maintenance. The kitchen has been fully renovated with new wood cabinetry and stainless steel appliances, including a front-loading washer and dryer, offering both style and convenience. Both bathrooms have been refreshed, with the guest bath showcasing a beautifully tiled walk-in shower with glass doors, new vanity, and fixtures. The primary suite is designed with comfort in mind, offering a walk-in closet plus two additional closets, along with an updated en-suite bath. Major components have already been taken care of, including a newer AC system (approx. 4.5 years old) and hot water heater, giving you peace of mind. Outside, enjoy a maintenance-free lifestyle with an HOA that covers building maintenance (currently being freshly painted), grounds care, community pool access, and garbage pickup—freeing up your time to enjoy everything this active, nature-rich community has to offer. Whether you’re looking for a seasonal escape or a full-time residence, this is the kind of property that makes you feel like you’re on vacation every day. Opportunities like this—first-floor, fully updated, turnkey, with views—don’t come around often. Schedule your showing and see it for yourself.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,108
Sqft
0.01 ac
Lot size
1972
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,624 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,624/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.9%
$/sqft vs Ocala actives
$135 vs $181
Days on market
78 vs 43 typical
Where $135/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 MIDWAY DRIVE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$140,000
636 MIDWAY DRIVE UNIT A · same community
2 bd · 1.5 ba · 1,147 sqft · $122/sqft · 182 DOM
Sold · Dec ’25$170,000
29 LAKE COURT LOOP
2 bd · 1 ba · 1,110 sqft · $153/sqft · 109 DOM
Sold · Oct ’25$187,000
43 LAKE COURT LOOP
2 bd · 2 ba · 1,132 sqft · $165/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 646 MIDWAY DRIVE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 MIDWAY DRIVE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
646 MIDWAY DRIVE UNIT A FAQs
What would the monthly payment be for 646 MIDWAY DRIVE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,624/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 646 MIDWAY DRIVE UNIT A?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 646 MIDWAY DRIVE UNIT A?+
The most recent tax bill on record (2025) was $2,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 646 MIDWAY DRIVE UNIT A?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $149,900, this home is listed about 50% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 646 MIDWAY DRIVE UNIT A?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNBURST PROPERTIES · Scott Hutchinson. MLS #OM724147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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