Kat Bonelli
$559,900$574,9003 bd3 ba2,667 sqft$210 /sqft$3,881 /mo all-in ↓

1929 NW 85TH LOOP, OCALA, FL, 34475

Active81 days on marketListed Apr 30, 2026MLS #OM723562

Reduced $15KNew constructionSingle Family ResidenceIRISH ACRES

About this home

1929 NW 85TH LOOP

Welcome to this beautifully designed 2025-built home that sits on .75 acre lot. With a charming covered front porch and two separate screened lanais in the rear of the home there are multiple options for relaxing, entertaining, or enjoying Florida living year-round. Step inside to a welcoming foyer that opens to a spacious great room, highlighted by decorative tray ceilings and an abundance of natural light streaming through sliding glass doors that lead to one of the lanais. The kitchen features a large island with seating, walk-in pantry, and high-end cabinetry and countertops. This home is ideal for both everyday living and hosting. At the front of the home, a generous den with French doors offers a flexible space perfect for a home office, guest room, or additional living area. Just off the dining space, you’ll find a convenient utility room with laundry facilities and direct access to the garage. The thoughtfully designed split floor plan provides privacy for all, with three bedrooms positioned in separate corners of the home, each with easy access to a full bathroom. The spacious owner’s suite is a true retreat, featuring tray ceilings, two walk-in closets, and a luxurious en suite bath complete with dual vanities, a walk-in shower, and a sunlit soaking tub. Since the completion of this new construction build there have been several updates made to the home including plantation shutters throughout the home and garage; automatic blinds for triple sliding glass door; beautiful ceiling fans with lights in each room; large ceiling fan in the living room; additional light fixtures; gutters; screening of both lanais; driveway extension; and water softener. Perfectly positioned in Irish Acres, you’ll enjoy the balance of peaceful living with everyday convenience. Just a short drive to Downtown Ocala, where you can explore local dining, boutique shopping, and community events. Nearby access to major medical facilities including Advent Health Ocala and HCA Florida Ocala Hospital adds peace of mind.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,667

Sqft

0.75 ac

Lot size

2

Garage

2025

Year built

One

Levels

$210

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range Hood · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$67/mo
Taxes (2025)$1,327/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Horses Allowed

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,881 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property tax — 2025 actual bill$111
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,597
Interest rate6.00%
Loan term

Estimated payment

$3,881/mo

Principal & interest$3,296
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$111
HOA / condo fee$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$538KedgeAI estimate $607,421 · range $568K$705K$734K

vs edgeAI estimate

−7.8%

$/sqft vs IRISH ACRES

$210 vs $231

Days on market

81 vs 43 typical

Where $210/sqft sits among the 13 homes for sale in IRISH ACRES

2 · this home
7
1
1
1
1
$196–224$224–252$252–280$280–307$307–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 1929 NW 85TH LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34475 — neighborhood snapshot

Population

14,812

Median age

36.1

Median income

$33,515

Median home value

$170,300

Avg household

2.65

Households w/ children

1,649

For the school run

Marion County School District

HighVanguard High School★★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

3 of 13

IRISH ACRES have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the OCALA 34475 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,900 $15K
Apr 30, 2026Listed at $574,900 · 81 days on market since
2025Built · IRISH ACRES

Reality check

What actually sold near 1929 NW 85TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1929 NW 85TH LOOPSold · Sep ’25

$610,000

1929 NW 85TH LOOP · same community

3 bd · 3 ba · 2,667 sqft · $229/sqft · 67 DOM

1955 NW 79TH LOOPSold · Jul ’26

$575,000

1955 NW 79TH LOOP · same community

3 bd · 3 ba · 2,667 sqft · $216/sqft · 84 DOM

8290 NW 17TH CIRCLESold · Mar ’26

$550,000

8290 NW 17TH CIRCLE · same community

3 bd · 3 ba · 2,667 sqft · $206/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kat Bonelli

Your agent

Kat Bonelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1929 NW 85TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1929 NW 85TH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Kat's phone and CRM.

Goes straight to Kat’s phone and CRM.

Straight answers

1929 NW 85TH LOOP FAQs

What would the monthly payment be for 1929 NW 85TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,881/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1929 NW 85TH LOOP?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1929 NW 85TH LOOP?+

The most recent tax bill on record (2025) was $1,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1929 NW 85TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $559,900, this home is listed about 87% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1929 NW 85TH LOOP?+

Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of IT'S ALL ABOUT YOU...REAL ESTA · Cynthia Fugate. MLS #OM723562.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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