16304 SW 12TH TERRACE, OCALA, FL, 34473
Active113 days on marketListed Apr 13, 2026MLS #OM722327
About this home
16304 SW 12TH TERRACE
Must See Expanded Melbourne Floorplan Offers A Welcoming Space With Manicured Landscaping And Curb Appeal Greeting You To This Meticulously Kept Home. NEW ROOF 2024 - Located On A Quiet Interior Street, You Will Appreciate This 3/2 With Foyer Entry Leading To Upgraded Vinyl Plank Floors Throughout The Dining, Living, Den, Master Suite, And Guest Rooms. NO CARPET! Enjoy The Additional Family Room/Den BEING used As A Gorgeous Formal Dining Space And Just A Step From Your Own Covered And Screened Rear Porch Enhanced With Electrical Outlet, Fan, and Lights, Beautifully Surrounded By Concrete Edging And Stones. The Original Formal Dining Area And Great Room Are Adjoined To Create One Very Large Living Space That Can Be Used Multiple Ways. A Hightop Breakfast Counter And Separate Dining Nook Further Complement The Open Style Kitchen Boasting Real Wood Cabinetry And New Stainless Appliances. The Spacious Primary Suite Features A Large Walk-In Closet, Dual Vanity Bath With Separate Water Closet And Shower. Two Additional Guest Rooms Are Conveniently Located Off The Foyer. The Inside Laundry Room Includes Extra Cabinetry For Added Storage. This Home Is As Pretty As A Picture And Has Many Little Nuances That Make It Stand Out In A Crowd. All New In 2024: Roof, Water Softener, Water Heater, Microwave, Stove, And Refrigerator. 2025 Additional Upgrades Include Commercial Grade Polyaspartic Coated Garage And Lanai Concrete Floors, Brand New Remote Control Ceiling Fans, Plantation Window Shutters, Garage Ceiling Safety Rack Storage (4X8), New Shelving In All Closets, And Fresh Landscaping With Edging And Rock Accents. A Neutral Color Palette Complements All Interior And Exterior Paint Throughout. Our Well Cared For Gated Community Of SummerGlen Offers Plenty Of Activities For All Interests. Don't Miss Lot 683 - Come See It Before You Decide!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,836
Sqft
0.17 ac
Lot size
2
Garage
2008
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,686 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs SUMMERGLEN
$154 vs $166
Days on market
113 vs 48 typical
Where $154/sqft sits among the 17 homes for sale in SUMMERGLEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
10 of 17
SUMMERGLEN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16304 SW 12TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$242,500
16299 SW 14TH AVENUE ROAD · same community
2 bd · 2 ba · 1,820 sqft · $133/sqft · 325 DOM
Sold · Sep ’25$240,000
15440 SW 14TH AVENUE ROAD · same community
3 bd · 2 ba · 1,802 sqft · $133/sqft · 229 DOM
Sold · Apr ’26$299,900
1250 SW 152ND LANE · same community
3 bd · 3 ba · 1,871 sqft · $160/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16304 SW 12TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16304 SW 12TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
16304 SW 12TH TERRACE FAQs
What would the monthly payment be for 16304 SW 12TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,686/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16304 SW 12TH TERRACE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16304 SW 12TH TERRACE?+
The most recent tax bill on record (2025) was $4,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16304 SW 12TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $282,500, this home is listed about 6% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16304 SW 12TH TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DISCOVER FLORIDA REALTY GROUP LLC · Melissa Powell. MLS #OM722327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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