7939 SE 12TH CIRCLE, OCALA, FL, 34480
Active161 days on marketListed Feb 10, 2026MLS #OM718293
About this home
7939 SE 12TH CIRCLE
Set along the 18th fairway of the Country Club of Ocala, this 3 bedroom/3 bath with 3 garage spaces (room for 2 cars and a golf cart), offers the best in golf course living. A circular driveway and mature landscaping provide curb appeal and lead to a welcoming front entry. Inside, the light-filled split floor plan is thoughtfully designed. The foyer leads to formal dining and family room with fireplace with French doors that open to a spacious screened lanai with wood slat ceilings. Screened lanai leads out to pavered and spacious outdoor patio overlooking the 18th fairway. The kitchen, with an oversized center island, is beautifully appointed with granite countertops and has a raised breakfast bar and a bright breakfast nook with a large bay window and window seat, an ideal area for enjoying morning coffee with a view. The primary suite offers lanai access and an ensuite bath with dual vanities, soaking tub, walk-in shower and two walk-in closets. Guest accommodations are generous, including a third bedroom suite with bonus office space (with Murphy bed), beautiful brick fireplace and custom built-in bookcases, perfect for guests or multi-generational living. This area also has its own dedicated full bath and opens out to a private screened in porch with wood slat ceilings and an outdoor brick fireplace offering peaceful views. Beautiful hand scraped wood flooring is found in most areas of the home. Additional features include a water softener system, enhanced air filtration and a whole house Generac generator for added peace of mind. With its location in the Country Club of Ocala, residents can join the club and enjoy a championship golf course, pool, tennis, pickleball, fitness amenities and several dining experiences. Conveniently located near shopping and the Florida Greenway with Downtown Ocala and I-75 within a 15 minute drive.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,409
Sqft
0.99 ac
Lot size
2
Garage
1996
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,568 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$234 vs $180
Days on market
161 vs 43 typical
Where $234/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7939 SE 12TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,195,000
7800 SE 12TH CIRCLE · same community
3 bd · 3.5 ba · 3,545 sqft · $337/sqft · 5 DOM
Sold · Aug ’25$650,000
733 SE 67TH LANE · same community
3 bd · 3 ba · 2,721 sqft · $239/sqft · 24 DOM
Sold · Nov ’25$1,206,000
7362 SE 12TH CIRCLE · same community
4 bd · 5 ba · 4,744 sqft · $254/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kat Bonelli
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7939 SE 12TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7939 SE 12TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Kat's phone and CRM.
Straight answers
7939 SE 12TH CIRCLE FAQs
What would the monthly payment be for 7939 SE 12TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,568/mo — principal and interest, the actual property-tax bill, the $203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7939 SE 12TH CIRCLE?+
The association fee works out to $203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7939 SE 12TH CIRCLE?+
The most recent tax bill on record (2025) was $7,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7939 SE 12TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $799,000, this home is listed about 167% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7939 SE 12TH CIRCLE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 185% above the OCALA 34480 median — but at 3,409 sqft it's also nearly twice the size of the typical Ocala listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
161 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $875,000, now $799,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROBERTS REAL ESTATE INC · Mary Beth Elliott. MLS #OM718293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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